---
canonical_url: https://lendb.ai/s/itin/texas
last_verified: 2026-10-10
---

# Loan officers for ITIN borrowers in Texas

As of 2026-10-10, LenDb lists 6 loan officers licensed in or based in Texas whose lender pages show ITIN borrower work. The top-ranked are Antonio Gutierrez (Loan Factory), Debora Valdes (Total Mortgage Services, Milford) and Yesenia Sanabria (Guild Mortgage, Bentonville). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Antonio Gutierrez](https://lendb.ai/lo/antonio-gutierrez-722537)** (NMLS 722537), Loan Factory, TX
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - Office in Texas
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Debora Valdes](https://lendb.ai/lo/debora-valdes-1793296)** (NMLS 1793296), Total Mortgage Services, Milford, CT
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
3. **[Yesenia Sanabria](https://lendb.ai/lo/yesenia-sanabria-1932716)** (NMLS 1932716), Guild Mortgage, Bentonville, AR
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Jamie Beaston](https://lendb.ai/lo/jamie-beaston-1935052)** (NMLS 1935052), Lower, Hurst, TX
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-10)
   - Office in Hurst, TX
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
5. **[Gregory Michael West](https://lendb.ai/lo/gregory-michael-west-1447959)** (NMLS 1447959), Loan Factory
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
6. **[Ari Wren](https://lendb.ai/lo/ari-wren-2012580)** (NMLS 2012580), American Pacific Mortgage, El Paso, TX
   - Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
   - Office in El Paso, TX
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you offer ITIN loans, and what down payment do they need?
- How do you verify my income and credit history?
- Can I refinance into a different loan later?

Cite as: LenDb.ai, https://lendb.ai/s/itin/texas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._