--- canonical_url: https://lendb.ai/s/jumbo/florida last_verified: 2026-10-09 --- # Jumbo loan officers in Florida As of 2026-10-09, LenDb lists 136 loan officers licensed in or based in Florida whose lender pages show Jumbo loan work. The top-ranked are Jennifer Martinez (CrossCountry Mortgage, Valrico), Kim Ullrich (Guild Mortgage, Vero Beach) and Rick Maysonet (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jennifer Martinez](https://lendb.ai/lo/jennifer-martinez-173516)** (NMLS 173516), CrossCountry Mortgage, Valrico, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Valrico, FL - Licensed in FL: confirmed with the Florida regulator (license LO16474), verified 2026-10-09 - Licensed since 2012 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 2. **[Kim Ullrich](https://lendb.ai/lo/kim-ullrich-306250)** (NMLS 306250), Guild Mortgage, Vero Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Vero Beach, FL - Licensed in FL: confirmed with the Florida regulator (license LO8958), verified 2026-10-09 - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Rick Maysonet](https://lendb.ai/lo/ricardo-maysonet-336281)** (NMLS 336281), Loan Factory, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Florida - Licensed in FL: confirmed with the Florida regulator (license LO4118), verified 2026-10-09 - Licensed since 2011 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 4. **[Michelle Muqtadir](https://lendb.ai/lo/michelle-muqtadir-143470)** (NMLS 143470), CrossCountry Mortgage, Seattle, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO117004), verified 2026-10-09 - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Jon Knight](https://lendb.ai/lo/jon-knight-175955)** (NMLS 175955), Fairway Independent Mortgage Corporation, Carmel, IN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO132446), verified 2026-10-09 - Licensed since 2024 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 6. **[Wendy Seagle](https://lendb.ai/lo/wendy-seagle-194641)** (NMLS 194641), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Fort Walton Beach, FL - FL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 7. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO142805), verified 2026-10-09 - Licensed since 2022 (per Colorado records) - States 23 years of experience (lender page, 2026-10-09) 8. **[James McKenna](https://lendb.ai/lo/james-mckenna-234353)** (NMLS 234353), CrossCountry Mortgage, Union, NJ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO97574), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 36 years of experience (lender page, 2026-10-09) 9. **[Joanna White](https://lendb.ai/lo/joanna-white-404853)** (NMLS 404853), Union Home Mortgage, Arlington Heights, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO88677), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 10. **[Kay M. Davis](https://lendb.ai/lo/katherine-davis-436627)** (NMLS 436627), Union Home Mortgage, Saint Clair, MI - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO40170), verified 2026-10-09 - Licensed since 2017 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 11. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO145956), verified 2026-10-09 - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO122694), verified 2026-10-09 - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Alina Burke](https://lendb.ai/lo/alina-burke-509630)** (NMLS 509630), Success Mortgage Partners, Portland, ME - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO117890), verified 2026-10-09 - Licensed since 2023 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 14. **[Anders Brockett Comer](https://lendb.ai/lo/anders-comer-544339)** (NMLS 544339), Homeowners Financial Group, Marietta, GA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO134457), verified 2026-10-09 - Licensed since 2025 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 15. **[James Perfilio](https://lendb.ai/lo/jamie-perfilio-945664)** (NMLS 945664), Churchill Mortgage, Brentwood, TN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO82138), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 16. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO9450), verified 2026-10-09 - Licensed since 2011 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 17. **[Kim Shuey](https://lendb.ai/lo/kimberly-shuey-410338)** (NMLS 410338), Mutual of Omaha Mortgage, Overland Park, KS - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO56335), verified 2026-10-09 - Licensed since 2018 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO115512), verified 2026-10-09 - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 19. **[Brian Brown](https://lendb.ai/lo/brian-brown-1970490)** (NMLS 1970490), CrossCountry Mortgage, Staten Island, NY - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO148344), verified 2026-10-09 - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 20. **[Gabe Libutti](https://lendb.ai/lo/gabriel-libutti-504917)** (NMLS 504917), Atlantic Coast Mortgage, Huntersville, NC - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO61252), verified 2026-10-09 - Licensed since 2019 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 21. **[Spencer Lumia](https://lendb.ai/lo/spencer-lumia-1247908)** (NMLS 1247908), Acrisure Mortgage (formerly FBC Mortgage), Tampa, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Tampa, FL - Licensed in FL: confirmed with the Florida regulator (license LO27657), verified 2026-10-09 - Licensed since 2014 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 22. **[Keith Allen](https://lendb.ai/lo/keith-allen-198190)** (NMLS 198190), Loan Factory - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO136170), verified 2026-10-09 - Licensed since 2025 (per Florida records) - States 33 years of experience (lender page, 2026-10-09) 23. **[Jared A Varitek](https://lendb.ai/lo/jared-varitek-217608)** (NMLS 217608), Acrisure Mortgage (formerly FBC Mortgage), Orlando, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Orlando, FL - Licensed in FL: confirmed with the Florida regulator (license LO2133), verified 2026-10-09 - Licensed since 2011 (per Florida records) 24. **[Jessica Martinez Emes](https://lendb.ai/lo/jessica-emes-422472)** (NMLS 422472), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO85109), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 25. **[Lynn Higley](https://lendb.ai/lo/lynn-higley-659642)** (NMLS 659642), Truist Bank, Lake Mary, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Lake Mary, FL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/florida. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._