--- canonical_url: https://lendb.ai/s/jumbo/hawaii last_verified: 2026-10-09 --- # Jumbo loan officers in Hawaii As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in Hawaii whose lender pages show Jumbo loan work. The top-ranked are Michelle Muqtadir (CrossCountry Mortgage, Seattle), Tanny Waters (C2 Financial Corporation) and Jessica Takayesu (Guild Mortgage, Kailua). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Michelle Muqtadir](https://lendb.ai/lo/michelle-muqtadir-143470)** (NMLS 143470), CrossCountry Mortgage, Seattle, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Tanny Waters](https://lendb.ai/lo/tanny-waters-892213)** (NMLS 892213), C2 Financial Corporation, HI - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Hawaii - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 19 years of experience (lender page, 2026-10-09) 3. **[Jessica Takayesu](https://lendb.ai/lo/jessica-takayesu-1089638)** (NMLS 1089638), Guild Mortgage, Kailua, HI - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Kailua, HI - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 4. **[Ubaldo V Leon III](https://lendb.ai/lo/ubaldo-leon-304012)** (NMLS 304012), CrossCountry Mortgage, Lewisville, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 5. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 6. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 7. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 8. **[Rajat Jetley](https://lendb.ai/lo/rajat-jetley-1595897)** (NMLS 1595897), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 9. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Honolulu, HI - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 10. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 11. **[Mark Villano](https://lendb.ai/lo/mark-villano-1306487)** (NMLS 1306487), CrossCountry Mortgage, Lakewood, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 12. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 13. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 14. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 15. **[Peter Costakos](https://lendb.ai/lo/peter-costakos-139540)** (NMLS 139540), CrossCountry Mortgage, Purchase, NY - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 16. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 17. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 18. **[Ryan Buckholdt](https://lendb.ai/lo/ryan-buckholdt-319442)** (NMLS 319442), CrossCountry Mortgage, Santa Cruz, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 19. **[Danny Waddell](https://lendb.ai/lo/daniel-waddell-1965113)** (NMLS 1965113), CrossCountry Mortgage, Palos Verdes Estates, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 20. **[Jay Clayton](https://lendb.ai/lo/jay-clayton-1983764)** (NMLS 1983764), CrossCountry Mortgage, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 21. **[Nick Weeks](https://lendb.ai/lo/nicholas-weeks-415107)** (NMLS 415107), CrossCountry Mortgage, Overland Park, KS - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 22. **[Nicholas Webb](https://lendb.ai/lo/nicholas-webb-961052)** (NMLS 961052), CrossCountry Mortgage, Las Vegas, NV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/hawaii. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._