--- canonical_url: https://lendb.ai/s/jumbo/minnesota last_verified: 2026-10-09 --- # Jumbo loan officers in Minnesota As of 2026-10-09, LenDb lists 59 loan officers licensed in or based in Minnesota whose lender pages show Jumbo loan work. The top-ranked are John Astrologo (CrossCountry Mortgage, White Plains), Michael Repshas (Guild Mortgage, McLean) and Alec Johnson (CrossCountry Mortgage, Maple Grove). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 2. **[Michael Repshas](https://lendb.ai/lo/michael-repshas-1025235)** (NMLS 1025235), Guild Mortgage, McLean, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 3. **[Alec Johnson](https://lendb.ai/lo/alec-johnson-273107)** (NMLS 273107), CrossCountry Mortgage, Maple Grove, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Maple Grove, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 18 years of experience (lender page, 2026-10-09) 4. **[Kristi Piatz](https://lendb.ai/lo/kristin-piatz-452537)** (NMLS 452537), Guild Mortgage, Edina, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Edina, MN - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 5. **[John Noldan](https://lendb.ai/lo/john-noldan-193680)** (NMLS 193680), CrossCountry Mortgage, Elmhurst, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Olivia Cox Paulson](https://lendb.ai/lo/olivia-cox-paulson-209281)** (NMLS 209281), Guild Mortgage, Portland, OR - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Heath Barnes](https://lendb.ai/lo/heath-barnes-210164)** (NMLS 210164), Guild Mortgage, Houston, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 8. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 10. **[Josh Patrick](https://lendb.ai/lo/josh-patrick-667835)** (NMLS 667835), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 12. **[Gregory Tily](https://lendb.ai/lo/gregory-tily-1720774)** (NMLS 1720774), CrossCountry Mortgage, Tampa, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 14. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 15. **[John Ortega](https://lendb.ai/lo/john-ortega-461624)** (NMLS 461624), Churchill Mortgage, Irvine, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 16. **[Seth Friedrich](https://lendb.ai/lo/seth-friedrich-1604562)** (NMLS 1604562), JPMorgan Chase Bank (Chase Home Lending), Eden Prairie, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Eden Prairie, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Brad Thoreen](https://lendb.ai/lo/brad-thoreen-1891592)** (NMLS 1891592), JPMorgan Chase Bank (Chase Home Lending), Blaine, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Blaine, MN - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 19. **[Chad Lubben](https://lendb.ai/lo/chad-lubben-447796)** (NMLS 447796), CrossCountry Mortgage, Cornelius, NC - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Mark Villano](https://lendb.ai/lo/mark-villano-1306487)** (NMLS 1306487), CrossCountry Mortgage, Lakewood, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 21. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 22. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 23. **[Alex Margulis](https://lendb.ai/lo/alexander-margulis-192878)** (NMLS 192878), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 24. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 25. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - MN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/minnesota. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._