--- canonical_url: https://lendb.ai/s/jumbo/south-dakota last_verified: 2026-10-11 --- # Jumbo loan officers in South Dakota As of 2026-10-11, LenDb lists 26 loan officers licensed in or based in South Dakota whose lender pages show Jumbo loan work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Josh Patrick (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 10, 2017 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 2. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Josh Patrick](https://lendb.ai/lo/josh-patrick-667835)** (NMLS 667835), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 16, 2021 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-09) 4. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 4, 2023 (Florida), per state regulator - States 28 years of experience (lender page, 2026-10-09) 5. **[Matt Shiner](https://lendb.ai/lo/matthew-shiner-1260521)** (NMLS 1260521), NFM Lending, Tempe, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 11, 2021 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 6. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 14, 2007 (Colorado), per state regulator 7. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 22, 2010 (Florida), per state regulator 8. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2011 (Colorado), per state regulator 9. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 17, 2011 (Colorado), per state regulator 10. **[Ryan Brown](https://lendb.ai/lo/ryan-brown-334861)** (NMLS 334861), CrossCountry Mortgage, Palm Beach Gardens, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 8, 2011 (Florida), per state regulator 11. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 10, 2013 (Florida), per state regulator 12. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 24, 2014 (Florida), per state regulator 13. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 25, 2016 (Colorado), per state regulator 14. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 7, 2021 (Colorado), per state regulator 15. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 8, 2025 (Florida), per state regulator - States 5 years of experience (lender page, 2026-10-09) 16. **[Rob Baatz](https://lendb.ai/lo/rob-baatz-52740)** (NMLS 52740), CrossCountry Mortgage, Sioux Falls, SD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Sioux Falls, SD - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Mike Cook](https://lendb.ai/lo/michael-cook-232248)** (NMLS 232248), CrossCountry Mortgage, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 12, 2020 (Florida), per state regulator 18. **[Jay Clayton](https://lendb.ai/lo/jay-clayton-1983764)** (NMLS 1983764), CrossCountry Mortgage, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 11, 2023 (Florida), per state regulator 19. **[Matt Ripley](https://lendb.ai/lo/matt-ripley-17006)** (NMLS 17006), CrossCountry Mortgage, Bloomington, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 2, 2023 (Florida), per state regulator 20. **[Derrick Polder](https://lendb.ai/lo/derrick-polder-207630)** (NMLS 207630), CrossCountry Mortgage, Tucson, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 9, 2025 (Florida), per state regulator 21. **[Corey Johnson](https://lendb.ai/lo/corey-johnson-331544)** (NMLS 331544), CrossCountry Mortgage, Tequesta, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 26, 2025 (Florida), per state regulator 22. **[Bryan Bentley](https://lendb.ai/lo/bryan-bentley-400911)** (NMLS 400911), CrossCountry Mortgage, Bloomington, MN - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 1, 2025 (Florida), per state regulator 23. **[Will Roberts](https://lendb.ai/lo/william-roberts-2539676)** (NMLS 2539676), CrossCountry Mortgage, Melville, NY - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 24, 2025 (Florida), per state regulator 24. **[Nick Weeks](https://lendb.ai/lo/nicholas-weeks-415107)** (NMLS 415107), CrossCountry Mortgage, Overland Park, KS - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 12, 2023 (Florida), per state regulator 25. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-11) - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/south-dakota. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._