--- canonical_url: https://lendb.ai/s/jumbo/texas last_verified: 2026-10-09 --- # Jumbo loan officers in Texas As of 2026-10-09, LenDb lists 224 loan officers licensed in or based in Texas whose lender pages show Jumbo loan work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Rob Parham (CrossCountry Mortgage, Plano) and Darren Davey (Prosperity Bank, Dallas). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James Ward](https://lendb.ai/lo/james-ward-168854)** (NMLS 168854), Fairway Independent Mortgage Corporation, Houston, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 2. **[Rob Parham](https://lendb.ai/lo/rob-parham-195722)** (NMLS 195722), CrossCountry Mortgage, Plano, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Plano, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 3. **[Darren Davey](https://lendb.ai/lo/darren-davey-258314)** (NMLS 258314), Prosperity Bank, Dallas, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 26 years of experience (lender page, 2026-10-09) 4. **[Michelle Muqtadir](https://lendb.ai/lo/michelle-muqtadir-143470)** (NMLS 143470), CrossCountry Mortgage, Seattle, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Brian Brown](https://lendb.ai/lo/brian-brown-1970490)** (NMLS 1970490), CrossCountry Mortgage, Staten Island, NY - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 9. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 10. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 11. **[Heath Barnes](https://lendb.ai/lo/heath-barnes-210164)** (NMLS 210164), Guild Mortgage, Houston, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 12. **[Michael Harrington](https://lendb.ai/lo/michael-harrington-227958)** (NMLS 227958), CrossCountry Mortgage, Houston, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 13. **[Ubaldo V Leon III](https://lendb.ai/lo/ubaldo-leon-304012)** (NMLS 304012), CrossCountry Mortgage, Lewisville, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Lewisville, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 14. **[Brent Rose](https://lendb.ai/lo/brent-rose-308611)** (NMLS 308611), Intercap Lending, Pleasant Grove, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 15. **[Bobbie Greenman](https://lendb.ai/lo/roberta-greenman-334493)** (NMLS 334493), Guild Mortgage, San Antonio, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in San Antonio, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 16. **[Brian Smith](https://lendb.ai/lo/brian-smith-930224)** (NMLS 930224), Guild Mortgage, Austin, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Austin, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 17. **[Steve Crossman](https://lendb.ai/lo/steven-crossman-995551)** (NMLS 995551), CrossCountry Mortgage, McKinney, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in McKinney, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Wendy Cloud](https://lendb.ai/lo/wendy-cloud-1195575)** (NMLS 1195575), CrossCountry Mortgage, Houston, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 19. **[Sabrena Hughes](https://lendb.ai/lo/sabrena-hughes-1305351)** (NMLS 1305351), Highlands Residential Mortgage, Texarkana, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Texarkana, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 20. **[Joe Conner](https://lendb.ai/lo/joe-conner-237006)** (NMLS 237006), Homeowners Financial Group, Scottsdale, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 8 years of experience (lender page, 2026-10-09) 21. **[Casey Sean Oiness](https://lendb.ai/lo/casey-oiness-265169)** (NMLS 265169), Guild Mortgage, Bellevue, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) 22. **[Tony Figard](https://lendb.ai/lo/anthony-figard-1739009)** (NMLS 1739009), CrossCountry Mortgage, Dallas, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 23. **[Eric Schaffer](https://lendb.ai/lo/eric-schaffer-864807)** (NMLS 864807), JPMorgan Chase Bank (Chase Home Lending), Dallas, TX - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2021 (per Florida records) 24. **[Nadia Raknai](https://lendb.ai/lo/nadia-raknai-484350)** (NMLS 484350), CrossCountry Mortgage, Seattle, WA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 25. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._