--- canonical_url: https://lendb.ai/s/jumbo/utah last_verified: 2026-10-09 --- # Jumbo loan officers in Utah As of 2026-10-09, LenDb lists 56 loan officers licensed in or based in Utah whose lender pages show Jumbo loan work. The top-ranked are Danielle Young (CrossCountry Mortgage, South Jordan), Iris Legaspi (First Citizens Bank, San Diego) and Fernando Perez (CrossCountry Mortgage, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Danielle Young](https://lendb.ai/lo/danielle-young-265241)** (NMLS 265241), CrossCountry Mortgage, South Jordan, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 3. **[Fernando Perez](https://lendb.ai/lo/fernando-perez-1385005)** (NMLS 1385005), CrossCountry Mortgage, Cottonwood Heights, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 9 years of experience (lender page, 2026-10-09) 4. **[Kevin Rowe](https://lendb.ai/lo/kevin-rowe-295609)** (NMLS 295609), Guild Mortgage, Draper, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Draper, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Spencer Penrod](https://lendb.ai/lo/spencer-penrod-2813809)** (NMLS 2813809), CrossCountry Mortgage, South Jordan, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 7. **[Matt Shiner](https://lendb.ai/lo/matthew-shiner-1260521)** (NMLS 1260521), NFM Lending, Tempe, AZ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 8. **[Kris James](https://lendb.ai/lo/kris-james-900967)** (NMLS 900967), Intercap Lending, Cottonwood Heights, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 9. **[Rajat Jetley](https://lendb.ai/lo/rajat-jetley-1595897)** (NMLS 1595897), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 10. **[Shelby Teeples](https://lendb.ai/lo/shelby-teeples-1889596)** (NMLS 1889596), Intercap Lending, Pleasant Grove, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 3 years of experience (lender page, 2026-10-09) 11. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 12. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 13. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 14. **[Ashlie Roe](https://lendb.ai/lo/ashlie-roe-639380)** (NMLS 639380), CrossCountry Mortgage, Eden, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Eden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 15. **[Andy Davis](https://lendb.ai/lo/andy-davis-1959567)** (NMLS 1959567), Intercap Lending, Cottonwood Heights, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Bailee Beck](https://lendb.ai/lo/bailee-beck-2675681)** (NMLS 2675681), Intercap Lending, Pleasant Grove, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Brent Rose](https://lendb.ai/lo/brent-rose-308611)** (NMLS 308611), Intercap Lending, Pleasant Grove, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 18. **[Broch Lassig](https://lendb.ai/lo/broch-lassig-340314)** (NMLS 340314), CrossCountry Mortgage, South Jordan, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 19. **[Dave Young](https://lendb.ai/lo/david-young-222107)** (NMLS 222107), Guild Mortgage, Midvale, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Midvale, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 20. **[John Graham](https://lendb.ai/lo/john-graham-1973756)** (NMLS 1973756), Intercap Lending, St. George, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Tyler Anderson](https://lendb.ai/lo/tyler-anderson-315196)** (NMLS 315196), Intercap Lending, Cottonwood Heights, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 23. **[Jim Wilson](https://lendb.ai/lo/jim-wilson-404690)** (NMLS 404690), Guild Mortgage, South Ogden, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in South Ogden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Corey Merrill](https://lendb.ai/lo/corey-merrill-748082)** (NMLS 748082), Intercap Lending, Pleasant Grove, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Eni O'Donnell](https://lendb.ai/lo/eni-o-donnell-1261450)** (NMLS 1261450), CrossCountry Mortgage, South Jordan, UT - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/utah. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._