--- canonical_url: https://lendb.ai/s/jumbo/virginia last_verified: 2026-10-09 --- # Jumbo loan officers in Virginia As of 2026-10-09, LenDb lists 208 loan officers licensed in or based in Virginia whose lender pages show Jumbo loan work. The top-ranked are Mike Eastman (First Heritage Mortgage, Fairfax), Lori Jule (Atlantic Coast Mortgage, Fairfax) and Michael Repshas (Guild Mortgage, McLean). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Mike Eastman](https://lendb.ai/lo/michael-eastman-21108)** (NMLS 21108), First Heritage Mortgage, Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 15 years licensed - No disciplinary actions on file at LenDb 2. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Michael Repshas](https://lendb.ai/lo/michael-repshas-1025235)** (NMLS 1025235), Guild Mortgage, McLean, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 7 years licensed - No disciplinary actions on file at LenDb 4. **[Wayne Palkovic](https://lendb.ai/lo/wayne-palkovic-201581)** (NMLS 201581), Embrace Home Loans, Martinsburg, WV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 43 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Bill Gaylord](https://lendb.ai/lo/bill-gaylord-680603)** (NMLS 680603), Guild Mortgage, Henderson, NV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 33 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Craig Miller Jr](https://lendb.ai/lo/craig-miller-686948)** (NMLS 686948), Guild Mortgage, Alexandria, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 6 years licensed - No disciplinary actions on file at LenDb 7. **[Kaitlyn Linane](https://lendb.ai/lo/kaitlyn-linane-1550584)** (NMLS 1550584), Guild Mortgage, Chantilly, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 5 years licensed - No disciplinary actions on file at LenDb 8. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 9. **[Kevin Mahoney](https://lendb.ai/lo/kevin-mahoney-233783)** (NMLS 233783), Embrace Home Loans, Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 11. **[Rich Conlon](https://lendb.ai/lo/richard-conlon-886522)** (NMLS 886522), Atlantic Coast Mortgage, Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 5 years licensed - No disciplinary actions on file at LenDb 12. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 3 years licensed - No disciplinary actions on file at LenDb 13. **[Mei Mee Yuen](https://lendb.ai/lo/mei-yuen-808120)** (NMLS 808120), Loan Factory - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 14. **[Corey Husted](https://lendb.ai/lo/corey-husted-1248167)** (NMLS 1248167), Intercap Lending, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 15. **[David Johnston](https://lendb.ai/lo/david-johnston-211851)** (NMLS 211851), Southern Trust Mortgage, Midlothian, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - No disciplinary actions on file at LenDb 16. **[Matt Mieras](https://lendb.ai/lo/matthew-mieras-245686)** (NMLS 245686), Guild Mortgage, Charleston, SC - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 17. **[Clay Carroll](https://lendb.ai/lo/clay-carroll-513125)** (NMLS 513125), CrossCountry Mortgage, Midlothian, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Joel Bisaillon](https://lendb.ai/lo/joel-bisaillon-565921)** (NMLS 565921), JPMorgan Chase Bank (Chase Home Lending), Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 19. **[Todd Call](https://lendb.ai/lo/todd-call-214957)** (NMLS 214957), First Heritage Mortgage, Fairfax, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - No disciplinary actions on file at LenDb 20. **[Amore Azimi](https://lendb.ai/lo/amore-azimi-1045180)** (NMLS 1045180), Embrace Home Loans, Rockville, MD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 21. **[Dianne Perkins](https://lendb.ai/lo/dianne-perkins-1410743)** (NMLS 1410743), Embrace Home Loans, Inverness, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 22. **[Timothy McGinty](https://lendb.ai/lo/timothy-mcginty-1443050)** (NMLS 1443050), LeaderOne Financial, Oak Brook, IL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 23. **[Michael Colella](https://lendb.ai/lo/michael-colella-1466855)** (NMLS 1466855), Embrace Home Loans, Basking Ridge, NJ - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 24. **[Scott Eisgrau](https://lendb.ai/lo/scott-eisgrau-139186)** (NMLS 139186), Atlantic Coast Mortgage, Owings Mills, MD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 25. **[Matthew Fox](https://lendb.ai/lo/matthew-fox-151022)** (NMLS 151022), First Heritage Mortgage, Hanover, MD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._