--- canonical_url: https://lendb.ai/s/jumbo/west-virginia last_verified: 2026-10-09 --- # Jumbo loan officers in West Virginia As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in West Virginia whose lender pages show Jumbo loan work. The top-ranked are Wayne Palkovic (Embrace Home Loans, Martinsburg), Jay Cox (CrossCountry Mortgage, Pittsburgh) and Joe Magallanes (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Wayne Palkovic](https://lendb.ai/lo/wayne-palkovic-201581)** (NMLS 201581), Embrace Home Loans, Martinsburg, WV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Martinsburg, WV - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 43 years of experience (lender page, 2026-10-09) 2. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Mark Lyman](https://lendb.ai/lo/mark-lyman-724190)** (NMLS 724190), Embrace Home Loans, Rockville, MD - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Colorado records) - States 22 years of experience (lender page, 2026-10-09) 5. **[Kaitlyn Linane](https://lendb.ai/lo/kaitlyn-linane-1550584)** (NMLS 1550584), Guild Mortgage, Chantilly, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 6. **[Vince Stasolla](https://lendb.ai/lo/vincente-stasolla-148704)** (NMLS 148704), CrossCountry Mortgage, Pittsburgh, PA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 7. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 8. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 9. **[Craig Miller Jr](https://lendb.ai/lo/craig-miller-686948)** (NMLS 686948), Guild Mortgage, Alexandria, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 10. **[Katie Simmons Hickey](https://lendb.ai/lo/kathryn-hickey-659429)** (NMLS 659429), CrossCountry Mortgage, Reston, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 11. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 12. **[Paula Brown](https://lendb.ai/lo/paula-brown-414569)** (NMLS 414569), First Citizens Bank, Roanoke, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 40 years of experience (lender page, 2026-10-09) 13. **[Adam J. Brothers](https://lendb.ai/lo/adam-j-brothers-1131543)** (NMLS 1131543), Truist Bank, Wheeling, WV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Wheeling, WV - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 7 years of experience (lender page, 2026-10-09) 14. **[Miriam Carter](https://lendb.ai/lo/miriam-carter-626707)** (NMLS 626707), JPMorgan Chase Bank (Chase Home Lending), Barboursville, WV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Barboursville, WV - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Vickie Phares](https://lendb.ai/lo/vickie-phares-1131051)** (NMLS 1131051), Truist Bank, Morgantown, WV - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - Office in Morgantown, WV - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Susan Simmons](https://lendb.ai/lo/susan-simmons-1644779)** (NMLS 1644779), First Citizens Bank, Roanoke, VA - Lists Jumbo loan on lender page (lender page, verified 2026-10-09) - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - What reserves and credit score do your jumbo programs require? - Do you offer interest-only or ARM jumbo options? - Can you do a jumbo with less than 20 percent down? Cite as: LenDb.ai, https://lendb.ai/s/jumbo/west-virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._