---
canonical_url: https://lendb.ai/s/low-credit/idaho
last_verified: 2026-10-09
---

# Loan officers for borrowers with low credit scores in Idaho

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Idaho whose lender pages show Low credit score work. The top-ranked are Michelle Muqtadir (CrossCountry Mortgage, Seattle), Bill Hunter (Evergreen Home Loans, Sandpoint) and Andy Price (Price Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Michelle Muqtadir](https://lendb.ai/lo/michelle-muqtadir-143470)** (NMLS 143470), CrossCountry Mortgage, Seattle, WA
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in ID (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
2. **[Bill Hunter](https://lendb.ai/lo/bill-hunter-1652774)** (NMLS 1652774), Evergreen Home Loans, Sandpoint, ID
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in ID (listed on lender page, verified 2026-10-09)
   - Branch in Idaho
   - No disciplinary actions on file at LenDb
3. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in ID (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- What is your actual minimum score for this program?
- Can you help me with a rapid rescore?
- How much will my score affect my rate and mortgage insurance?

Cite as: LenDb.ai, https://lendb.ai/s/low-credit/idaho.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._