---
canonical_url: https://lendb.ai/s/low-credit/massachusetts
last_verified: 2026-10-09
---

# Loan officers for borrowers with low credit scores in Massachusetts

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Massachusetts whose lender pages show Low credit score work. The top-ranked are Dena Barber (Guild Mortgage, North Dartmouth), Chuck Butterfield (Churchill Mortgage) and Monah Rhodes (Guild Mortgage, Middletown). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Dena Barber](https://lendb.ai/lo/dena-barber-16301)** (NMLS 16301), Guild Mortgage, North Dartmouth, MA
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 8 years licensed
   - No disciplinary actions on file at LenDb
2. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 22 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
3. **[Monah Rhodes](https://lendb.ai/lo/monah-rhodes-1558373)** (NMLS 1558373), Guild Mortgage, Middletown, RI
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 0 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- What is your actual minimum score for this program?
- Can you help me with a rapid rescore?
- How much will my score affect my rate and mortgage insurance?

Cite as: LenDb.ai, https://lendb.ai/s/low-credit/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._