---
canonical_url: https://lendb.ai/s/low-credit/ohio
last_verified: 2026-10-09
---

# Loan officers for borrowers with low credit scores in Ohio

As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Ohio whose lender pages show Low credit score work. The top-ranked are Lance Winters (CrossCountry Mortgage, Columbus), Ken Prost (Success Mortgage Partners, Cold Spring) and Chuck Butterfield (Churchill Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Lance Winters](https://lendb.ai/lo/lance-winters-1480213)** (NMLS 1480213), CrossCountry Mortgage, Columbus, OH
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Office in Columbus, OH
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
2. **[Ken Prost](https://lendb.ai/lo/kenneth-prost-63076)** (NMLS 63076), Success Mortgage Partners, Cold Spring, KY
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
3. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 22 years of experience (lender page, 2026-10-09)
4. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
5. **[Trey Howard](https://lendb.ai/lo/trey-howard-2217156)** (NMLS 2217156), Ruoff Mortgage, OH
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - Office in Ohio
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Nick Boucher](https://lendb.ai/lo/nick-boucher-1064332)** (NMLS 1064332), Ruoff Mortgage, Fort Wayne, IN
   - Lists Low credit score on lender page (lender page, verified 2026-10-09)
   - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What is your actual minimum score for this program?
- Can you help me with a rapid rescore?
- How much will my score affect my rate and mortgage insurance?

Cite as: LenDb.ai, https://lendb.ai/s/low-credit/ohio.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._