{
  "canonical_url": "https://lendb.ai/s/manufactured/alabama",
  "summary": "As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Alabama whose lender pages show Manufactured home work. The top-ranked are Darren McCroskey (Churchill Mortgage, Knoxville), John Lindberg (Guild Mortgage, Martinez) and Stephanie Mills (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "manufactured",
  "state": "AL",
  "total": 6,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 49,
      "loan_officer": {
        "nmls_id": 829872,
        "slug": "darren-mccroskey-829872",
        "full_name": "Darren McCroskey",
        "canonical_url": "https://lendb.ai/lo/darren-mccroskey-829872",
        "json_url": "https://lendb.ai/lo/darren-mccroskey-829872.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Knoxville",
          "state": "TN"
        },
        "licensed_states": [
          "AL",
          "AR",
          "CA",
          "IN",
          "KY",
          "OK",
          "PA",
          "TN",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 8,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/darren-mccroskey"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "8 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/darren-mccroskey-829872"
    },
    {
      "rank": 2,
      "score": 44.8,
      "loan_officer": {
        "nmls_id": 447760,
        "slug": "john-lindberg-447760",
        "full_name": "John Lindberg",
        "canonical_url": "https://lendb.ai/lo/john-lindberg-447760",
        "json_url": "https://lendb.ai/lo/john-lindberg-447760.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Martinez",
          "state": "GA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "NC",
          "SC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 2,
        "years_experience": 15,
        "lender_profile_url": "https://branches.guildmortgage.com/ga/martinez/john-lindberg-690-hpjl.html"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "2 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/john-lindberg-447760"
    },
    {
      "rank": 3,
      "score": 44.3,
      "loan_officer": {
        "nmls_id": 2818375,
        "slug": "stephanie-mills-2818375",
        "full_name": "Stephanie Mills",
        "canonical_url": "https://lendb.ai/lo/stephanie-mills-2818375",
        "json_url": "https://lendb.ai/lo/stephanie-mills-2818375.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/stephanie-mills-2818375"
    },
    {
      "rank": 4,
      "score": 43.8,
      "loan_officer": {
        "nmls_id": 877007,
        "slug": "jani-mansour-harris-877007",
        "full_name": "Jani Mansour Harris",
        "canonical_url": "https://lendb.ai/lo/jani-mansour-harris-877007",
        "json_url": "https://lendb.ai/lo/jani-mansour-harris-877007.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Plano",
          "state": "TX"
        },
        "licensed_states": [
          "AL",
          "OK",
          "TN",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/tx/plano/jani-mansour-harris-927-apjman.html"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jani-mansour-harris-877007"
    },
    {
      "rank": 5,
      "score": 40.5,
      "loan_officer": {
        "nmls_id": 214269,
        "slug": "peter-knap-214269",
        "full_name": "Peter Knap",
        "canonical_url": "https://lendb.ai/lo/peter-knap-214269",
        "json_url": "https://lendb.ai/lo/peter-knap-214269.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Marietta",
          "state": "GA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "SC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ga/marietta/peter-knap-896-alpk.html"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/peter-knap-214269"
    },
    {
      "rank": 6,
      "score": 38.8,
      "loan_officer": {
        "nmls_id": 898005,
        "slug": "robert-carter-898005",
        "full_name": "Robert Carter",
        "canonical_url": "https://lendb.ai/lo/robert-carter-898005",
        "json_url": "https://lendb.ai/lo/robert-carter-898005.json",
        "lender": {
          "nmls_id": 134871,
          "name": "Highlands Residential Mortgage",
          "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
          "type": "imb"
        },
        "branch": {
          "city": "Knoxville",
          "state": "TN"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "KY",
          "NC",
          "SC",
          "TN",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://www.highlandsmortgage.com/agents/robert-carter/"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/robert-carter-898005"
    }
  ]
}