---
canonical_url: https://lendb.ai/s/manufactured/california
last_verified: 2026-10-09
---

# Manufactured home loan officers in California

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in California whose lender pages show Manufactured home work. The top-ranked are Samantha Lindley (American Pacific Mortgage, Kennewick), Roy Montero (CrossCountry Mortgage, Honolulu) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Samantha Lindley](https://lendb.ai/lo/samantha-lindley-1210610)** (NMLS 1210610), American Pacific Mortgage, Kennewick, WA
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 9 years of experience (lender page, 2026-10-09)
2. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 18, 2015 (Colorado), per state regulator
3. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 21, 2023 (Florida), per state regulator
   - States 30 years of experience (lender page, 2026-10-09)
4. **[Stephanie Bjorge](https://lendb.ai/lo/stephanie-bjorge-1445028)** (NMLS 1445028), Xpert Home Lending
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Caitlyn Suzanne McPeake](https://lendb.ai/lo/caitlyn-mcpeake-1447832)** (NMLS 1447832), Guild Mortgage, Henderson, NV
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 16, 2026 (Florida), per state regulator

## Questions to ask

- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?

Cite as: LenDb.ai, https://lendb.ai/s/manufactured/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._