---
canonical_url: https://lendb.ai/s/manufactured/colorado
last_verified: 2026-10-10
---

# Manufactured home loan officers in Colorado

As of 2026-10-10, LenDb lists 4 loan officers licensed in or based in Colorado whose lender pages show Manufactured home work. The top-ranked are Christopher Gibson (C2 Financial Corporation), Roy Montero (CrossCountry Mortgage, Honolulu) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Licensed in CO: confirmed with the Colorado regulator (license 100515656), verified 2026-10-10
   - Licensed since 2019 (per Colorado records)
   - States 15 years of experience (lender page, 2026-10-09)
2. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Licensed in CO: confirmed with the Colorado regulator (license 100500425), verified 2026-10-10
   - Licensed since 2015 (per Colorado records)
3. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Licensed in CO: confirmed with the Colorado regulator (license 100544968), verified 2026-10-10
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
4. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Angel Fire, NM
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-10
   - Licensed since 2019 (per Colorado records)
   - States 34 years of experience (lender page, 2026-10-09)

## Questions to ask

- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?

Cite as: LenDb.ai, https://lendb.ai/s/manufactured/colorado.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._