---
canonical_url: https://lendb.ai/s/manufactured/idaho
last_verified: 2026-10-09
---

# Manufactured home loan officers in Idaho

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Idaho whose lender pages show Manufactured home work. The top-ranked are Samantha Lindley (American Pacific Mortgage, Kennewick), Roy Montero (CrossCountry Mortgage, Honolulu) and Joe Walker (CrossCountry Mortgage, Spokane Valley). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Samantha Lindley](https://lendb.ai/lo/samantha-lindley-1210610)** (NMLS 1210610), American Pacific Mortgage, Kennewick, WA
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 9 years of experience (lender page, 2026-10-09)
2. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Colorado records)
3. **[Joe Walker](https://lendb.ai/lo/joe-walker-299499)** (NMLS 299499), CrossCountry Mortgage, Spokane Valley, WA
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 24 years of experience (lender page, 2026-10-09)
4. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
5. **[Teri Adams](https://lendb.ai/lo/teri-adams-880762)** (NMLS 880762), Guild Mortgage, Twin Falls, ID
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Office in Twin Falls, ID
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 10 years of experience (lender page, 2026-10-09)
6. **[Emilee Macomber](https://lendb.ai/lo/emilee-macomber-1980747)** (NMLS 1980747), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
7. **[Tara Nicole Gonzalez](https://lendb.ai/lo/tara-gonzalez-1591964)** (NMLS 1591964), Guild Mortgage, Elko, NV
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 14 years of experience (lender page, 2026-10-09)

## Questions to ask

- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?

Cite as: LenDb.ai, https://lendb.ai/s/manufactured/idaho.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._