{
  "canonical_url": "https://lendb.ai/s/manufactured/illinois",
  "summary": "As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Illinois whose lender pages show Manufactured home work. The top-ranked are Chelsea Lentes (Ruoff Mortgage) and Tina-Marie Stahl (Guild Mortgage, West Lafayette). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "manufactured",
  "state": "IL",
  "total": 2,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 54.3,
      "loan_officer": {
        "nmls_id": 1481193,
        "slug": "chelsea-lentes-1481193",
        "full_name": "Chelsea Lentes",
        "canonical_url": "https://lendb.ai/lo/chelsea-lentes-1481193",
        "json_url": "https://lendb.ai/lo/chelsea-lentes-1481193.json",
        "lender": {
          "nmls_id": 141868,
          "name": "Ruoff Mortgage",
          "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "IL",
          "IN"
        ],
        "licenses": [
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "licensed_since": null,
        "years_experience": 11,
        "lender_profile_url": "https://www.ruoff.com/ChelseaLentes",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 11 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/chelsea-lentes-1481193",
      "license_check": {
        "state": "IL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.ruoff.com/ChelseaLentes"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    },
    {
      "rank": 2,
      "score": 51.8,
      "loan_officer": {
        "nmls_id": 525364,
        "slug": "tina-marie-stahl-525364",
        "full_name": "Tina-Marie Stahl",
        "canonical_url": "https://lendb.ai/lo/tina-marie-stahl-525364",
        "json_url": "https://lendb.ai/lo/tina-marie-stahl-525364.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "West Lafayette",
          "state": "IN"
        },
        "licensed_states": [
          "FL",
          "IL",
          "IN"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 2,
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": 40,
        "lender_profile_url": "https://branches.guildmortgage.com/in/westlafayette/tina-marie-stahl-25-chtsta.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Licensed since 2024 (per Florida records)",
        "States 40 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tina-marie-stahl-525364",
      "license_check": {
        "state": "IL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/in/westlafayette/tina-marie-stahl-25-chtsta.html"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    }
  ]
}