---
canonical_url: https://lendb.ai/s/manufactured/michigan
last_verified: 2026-10-09
---

# Manufactured home loan officers in Michigan

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Michigan whose lender pages show Manufactured home work. The top-ranked are Roy Montero (CrossCountry Mortgage, Honolulu) and Megan Alberts (Guild Mortgage, Cadillac). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 18, 2015 (Colorado), per state regulator
2. **[Megan Alberts](https://lendb.ai/lo/megan-alberts-1680209)** (NMLS 1680209), Guild Mortgage, Cadillac, MI
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - Office in Cadillac, MI
   - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?

Cite as: LenDb.ai, https://lendb.ai/s/manufactured/michigan.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._