---
canonical_url: https://lendb.ai/s/manufactured/montana
last_verified: 2026-10-09
---

# Manufactured home loan officers in Montana

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Montana whose lender pages show Manufactured home work. The top-ranked are Joe Walker (CrossCountry Mortgage, Spokane Valley) and Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Joe Walker](https://lendb.ai/lo/joe-walker-299499)** (NMLS 299499), CrossCountry Mortgage, Spokane Valley, WA
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 24 years of experience (lender page, 2026-10-09)
2. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Manufactured home on lender page (lender page, verified 2026-10-09)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)

## Questions to ask

- Do you finance manufactured homes as real property, chattel, or both?
- What foundation certification and age requirements apply?
- Can the land and home be financed together?

Cite as: LenDb.ai, https://lendb.ai/s/manufactured/montana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._