---
canonical_url: https://lendb.ai/s/mixed-use/florida
last_verified: 2026-10-09
---

# Mixed-use property loan officers in Florida

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Florida whose lender pages show Mixed-use property work. The top-ranked are Andrew Durden (Loan Factory, Vero Beach) and Sandra Steidley (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Andrew Durden](https://lendb.ai/lo/andrew-durden-2774438)** (NMLS 2774438), Loan Factory, Vero Beach, FL
   - Lists Mixed-use property on lender page (lender page, verified 2026-10-09)
   - Office in Vero Beach, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO149802), verified 2026-10-09
   - Licensed since 2026 (per Florida records)
2. **[Sandra Steidley](https://lendb.ai/lo/sandra-steidley-103165)** (NMLS 103165), Loan Factory
   - Lists Mixed-use property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO117448), verified 2026-10-09
   - Licensed since 2023 (per Florida records)

## Questions to ask

- What share of the building can be commercial for a residential loan?
- Can rental income from the commercial space count?
- If this needs a commercial loan, can you do that too?

Cite as: LenDb.ai, https://lendb.ai/s/mixed-use/florida.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._