{
  "canonical_url": "https://lendb.ai/s/multi-family-2-4/arizona",
  "summary": "As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Arizona whose lender pages show 2 to 4 unit property work. The top-ranked is Shane Staples (NFM Lending, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "multi-family-2-4",
  "state": "AZ",
  "total": 1,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 1296290,
        "slug": "shane-staples-1296290",
        "full_name": "Shane Staples",
        "canonical_url": "https://lendb.ai/lo/shane-staples-1296290",
        "json_url": "https://lendb.ai/lo/shane-staples-1296290.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
          "type": "imb"
        },
        "branch": {
          "city": "Tempe",
          "state": "AZ"
        },
        "licensed_states": [
          "FL",
          "CO",
          "AZ",
          "CA",
          "GA",
          "IA",
          "NM",
          "OR",
          "SD",
          "TX",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "multi-family-2-4",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "licensed_since": {
          "year": 2017,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/shane-staples/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)",
        "Office in Tempe, AZ",
        "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Licensed since 2017 (per Colorado records)"
      ],
      "canonical_url": "https://lendb.ai/lo/shane-staples-1296290",
      "license_check": {
        "state": "AZ",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://nfmlending.com/loanoriginator/shane-staples/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "multi-family-2-4"
      ],
      "unconfirmed_specialties": []
    }
  ]
}