---
canonical_url: https://lendb.ai/s/multi-family-2-4/california
last_verified: 2026-10-09
---

# 2 to 4 unit property loan officers in California

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in California whose lender pages show 2 to 4 unit property work. The top-ranked are Christopher Albanese (CrossCountry Mortgage, Durango), Mark Skolnick (C2 Financial Corporation) and Shane Staples (NFM Lending, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Christopher Albanese](https://lendb.ai/lo/christopher-albanese-63768)** (NMLS 63768), CrossCountry Mortgage, Durango, CO
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
2. **[Mark Skolnick](https://lendb.ai/lo/mark-skolnick-348746)** (NMLS 348746), C2 Financial Corporation
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Shane Staples](https://lendb.ai/lo/shane-staples-1296290)** (NMLS 1296290), NFM Lending, Tempe, AZ
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Colorado records)
4. **[Ashit Shah (AV)](https://lendb.ai/lo/ashit-shah-av-2752027)** (NMLS 2752027), Loan Factory, CA
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Office in California
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- How much of the projected rental income can count toward qualifying?
- Can I buy this with FHA or VA if I live in one unit?
- What reserves do you require for a 2 to 4 unit property?

Cite as: LenDb.ai, https://lendb.ai/s/multi-family-2-4/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._