---
canonical_url: https://lendb.ai/s/multi-family-2-4/florida
last_verified: 2026-10-10
---

# 2 to 4 unit property loan officers in Florida

As of 2026-10-10, LenDb lists 7 loan officers licensed in or based in Florida whose lender pages show 2 to 4 unit property work. The top-ranked are April Murray (Mutual of Omaha Mortgage, Marietta), Kim Foglesong (Guild Mortgage, Boca Raton) and Christopher Albanese (CrossCountry Mortgage, Durango). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[April Murray](https://lendb.ai/lo/moraa-murray-1651738)** (NMLS 1651738), Mutual of Omaha Mortgage, Marietta, GA
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO119202), verified 2026-10-09
   - Licensed since 2023 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Kim Foglesong](https://lendb.ai/lo/kim-foglesong-490462)** (NMLS 490462), Guild Mortgage, Boca Raton, FL
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Office in Boca Raton, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO12591), verified 2026-10-09
   - Licensed since 2011 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[Christopher Albanese](https://lendb.ai/lo/christopher-albanese-63768)** (NMLS 63768), CrossCountry Mortgage, Durango, CO
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO74947), verified 2026-10-09
   - Licensed since 2020 (per Florida records)
4. **[Michael Whitted Sr](https://lendb.ai/lo/michael-whitted-2834734)** (NMLS 2834734), Loan Factory, FL
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Office in Florida
   - Licensed in FL: confirmed with the Florida regulator (license LO149309), verified 2026-10-09
   - Licensed since 2026 (per Florida records)
5. **[Amilia Cao](https://lendb.ai/lo/ai-cao-2424062)** (NMLS 2424062), Loan Factory, IL
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO141060), verified 2026-10-09
   - Licensed since 2025 (per Florida records)
6. **[Shane Staples](https://lendb.ai/lo/shane-staples-1296290)** (NMLS 1296290), NFM Lending, Tempe, AZ
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO100785), verified 2026-10-09
   - Licensed since 2017 (per Colorado records)
7. **[Chris Giannelli](https://lendb.ai/lo/christopher-giannelli-2527073)** (NMLS 2527073), Edge Home Finance
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-10)
   - Licensed in FL: confirmed with the Florida regulator (license LO123421), verified 2026-10-09
   - Licensed since 2023 (per Florida records)

## Questions to ask

- How much of the projected rental income can count toward qualifying?
- Can I buy this with FHA or VA if I live in one unit?
- What reserves do you require for a 2 to 4 unit property?

Cite as: LenDb.ai, https://lendb.ai/s/multi-family-2-4/florida.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._