---
canonical_url: https://lendb.ai/s/multi-family-2-4/massachusetts
last_verified: 2026-10-09
---

# 2 to 4 unit property loan officers in Massachusetts

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Massachusetts whose lender pages show 2 to 4 unit property work. The top-ranked are Jonathan Daniel Bowen (Loan Factory) and Christopher Albanese (CrossCountry Mortgage, Durango). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jonathan Daniel Bowen](https://lendb.ai/lo/jonathan-daniel-bowen-2435004)** (NMLS 2435004), Loan Factory, MA
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - Office in Massachusetts
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 26 years of experience (lender page, 2026-10-09)
2. **[Christopher Albanese](https://lendb.ai/lo/christopher-albanese-63768)** (NMLS 63768), CrossCountry Mortgage, Durango, CO
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 28, 2020 (Florida), per state regulator

## Questions to ask

- How much of the projected rental income can count toward qualifying?
- Can I buy this with FHA or VA if I live in one unit?
- What reserves do you require for a 2 to 4 unit property?

Cite as: LenDb.ai, https://lendb.ai/s/multi-family-2-4/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._