---
canonical_url: https://lendb.ai/s/multi-family-2-4/oregon
last_verified: 2026-10-15
---

# 2 to 4 unit property loan officers in Oregon

As of 2026-10-15, LenDb lists 3 loan officers licensed in or based in Oregon whose lender pages show 2 to 4 unit property work. The top-ranked are Pamela Berns (Summit Mortgage Corporation, Salem), Eric Raso (CMG Home Loans, Tempe) and Shane Staples (NFM Lending, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Pamela Berns](https://lendb.ai/lo/pamela-berns-250404)** (NMLS 250404), Summit Mortgage Corporation, Salem, OR
   - Lists 2 to 4 unit property on lender page (lender page, verified 2026-10-15)
   - Office in Salem, OR
   - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 22 years of experience (lender page, 2026-10-15)
2. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ
   - Focus: 2 to 4 unit property (from their own specialty list on their lender page, verified 2026-10-11)
   - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 10, 2020 (Florida), per state regulator
3. **[Shane Staples](https://lendb.ai/lo/shane-staples-1296290)** (NMLS 1296290), NFM Lending, Tempe, AZ
   - Focus: 2 to 4 unit property (from their bio on their lender page, verified 2026-10-09)
   - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 31, 2017 (Colorado), per state regulator

## Questions to ask

- How much of the projected rental income can count toward qualifying?
- Can I buy this with FHA or VA if I live in one unit?
- What reserves do you require for a 2 to 4 unit property?

Cite as: LenDb.ai, https://lendb.ai/s/multi-family-2-4/oregon.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._