---
canonical_url: https://lendb.ai/s/new-construction/district-of-columbia
last_verified: 2026-10-09
---

# New construction loan officers in District of Columbia

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in District of Columbia whose lender pages show New construction work. The top-ranked are Scott Hine (Fairway Independent Mortgage Corporation, Fredericksburg), Scott Phillips (First Heritage Mortgage) and Alan Easterwood (TowneBank Mortgage, Anniston). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Scott Hine](https://lendb.ai/lo/scott-hine-475661)** (NMLS 475661), Fairway Independent Mortgage Corporation, Fredericksburg, VA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 9, 2020 (Florida), per state regulator
2. **[Scott Phillips](https://lendb.ai/lo/scott-phillips-181137)** (NMLS 181137), First Heritage Mortgage
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 1, 2024 (Florida), per state regulator
3. **[Alan Easterwood](https://lendb.ai/lo/alan-easterwood-644550)** (NMLS 644550), TowneBank Mortgage, Anniston, AL
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Chase Cusack](https://lendb.ai/lo/chase-cusack-1288538)** (NMLS 1288538), First Home Mortgage, Annapolis, MD
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Caryn Grafton](https://lendb.ai/lo/caryn-grafton-312906)** (NMLS 312906), Atlantic Coast Mortgage, Leesburg, VA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/district-of-columbia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._