{
  "canonical_url": "https://lendb.ai/s/new-construction/idaho",
  "summary": "As of 2026-10-09, LenDb lists 13 loan officers licensed in or based in Idaho whose lender pages show New construction work. The top-ranked are Joe Walker (CrossCountry Mortgage, Spokane Valley), Trudi Hatch (Guild Mortgage, Tremonton) and Jess Uphoff (Homeowners Financial Group, Westminster). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "new-construction",
  "state": "ID",
  "total": 13,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 55.8,
      "loan_officer": {
        "nmls_id": 299499,
        "slug": "joe-walker-299499",
        "full_name": "Joe Walker",
        "canonical_url": "https://lendb.ai/lo/joe-walker-299499",
        "json_url": "https://lendb.ai/lo/joe-walker-299499.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Spokane Valley",
          "state": "WA"
        },
        "licensed_states": [
          "ID",
          "MT",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 24,
        "lender_profile_url": "https://crosscountrymortgage.com/spokane-valley-wa-5206/joseph-walker/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "24 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/joe-walker-299499"
    },
    {
      "rank": 2,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 139284,
        "slug": "trudi-hatch-139284",
        "full_name": "Trudi Hatch",
        "canonical_url": "https://lendb.ai/lo/trudi-hatch-139284",
        "json_url": "https://lendb.ai/lo/trudi-hatch-139284.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Tremonton",
          "state": "UT"
        },
        "licensed_states": [
          "ID",
          "UT",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 27,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/tremonton/trudi-hatch-883-hptha.html"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "27 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/trudi-hatch-139284"
    },
    {
      "rank": 3,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 174999,
        "slug": "jessica-uphoff-174999",
        "full_name": "Jess Uphoff",
        "canonical_url": "https://lendb.ai/lo/jessica-uphoff-174999",
        "json_url": "https://lendb.ai/lo/jessica-uphoff-174999.json",
        "lender": {
          "nmls_id": 93718,
          "name": "Homeowners Financial Group",
          "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
          "type": "imb"
        },
        "branch": {
          "city": "Westminster",
          "state": "CO"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "ID",
          "IL",
          "MT",
          "OR",
          "TN",
          "TX",
          "VA",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://homeownersfg.com/jessuphoff/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jessica-uphoff-174999"
    },
    {
      "rank": 4,
      "score": 48.6,
      "loan_officer": {
        "nmls_id": 1210610,
        "slug": "samantha-lindley-1210610",
        "full_name": "Samantha Lindley",
        "canonical_url": "https://lendb.ai/lo/samantha-lindley-1210610",
        "json_url": "https://lendb.ai/lo/samantha-lindley-1210610.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Kennewick",
          "state": "WA"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 9,
        "lender_profile_url": "https://www.apmortgage.com/samantha-lindley"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "9 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/samantha-lindley-1210610"
    },
    {
      "rank": 5,
      "score": 48.3,
      "loan_officer": {
        "nmls_id": 221731,
        "slug": "ryan-sandell-221731",
        "full_name": "Ryan Sandell",
        "canonical_url": "https://lendb.ai/lo/ryan-sandell-221731",
        "json_url": "https://lendb.ai/lo/ryan-sandell-221731.json",
        "lender": {
          "nmls_id": 2893,
          "name": "NFM Lending",
          "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
          "type": "imb"
        },
        "branch": {
          "city": "Tempe",
          "state": "AZ"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "GA",
          "ID",
          "NM",
          "NV",
          "TX",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/ryan-sandell/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ryan-sandell-221731"
    },
    {
      "rank": 6,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 271518,
        "slug": "bill-markham-271518",
        "full_name": "Bill Markham",
        "canonical_url": "https://lendb.ai/lo/bill-markham-271518",
        "json_url": "https://lendb.ai/lo/bill-markham-271518.json",
        "lender": {
          "nmls_id": 66247,
          "name": "Cardinal Financial Company",
          "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
          "type": "imb"
        },
        "branch": {
          "city": "Layton",
          "state": "UT"
        },
        "licensed_states": [
          "CA",
          "ID",
          "NV",
          "UT",
          "FL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 3,
        "years_experience": 17,
        "lender_profile_url": "https://www.cardinalfinancial.com/loan-originator/bill-markham/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "3 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bill-markham-271518"
    },
    {
      "rank": 7,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 1488388,
        "slug": "raena-pinchuk-1488388",
        "full_name": "Raena Pinchuk",
        "canonical_url": "https://lendb.ai/lo/raena-pinchuk-1488388",
        "json_url": "https://lendb.ai/lo/raena-pinchuk-1488388.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur d'Alene",
          "state": "ID"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 17,
        "lender_profile_url": "https://crosscountrymortgage.com/coeur-dalene-id-5060/raena-pinchuk/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access",
        "17 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/raena-pinchuk-1488388"
    },
    {
      "rank": 8,
      "score": 46.8,
      "loan_officer": {
        "nmls_id": 229656,
        "slug": "amber-coleman-229656",
        "full_name": "Amber Michelle Coleman",
        "canonical_url": "https://lendb.ai/lo/amber-coleman-229656",
        "json_url": "https://lendb.ai/lo/amber-coleman-229656.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Las Vegas",
          "state": "NV"
        },
        "licensed_states": [
          "FL",
          "ID",
          "NV",
          "OK",
          "UT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 2,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/nv/lasvegas/amber-coleman-685-hdacol.html"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "2 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/amber-coleman-229656"
    },
    {
      "rank": 9,
      "score": 45.8,
      "loan_officer": {
        "nmls_id": 283559,
        "slug": "brandon-hansen-283559",
        "full_name": "Brandon Hansen",
        "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559",
        "json_url": "https://lendb.ai/lo/brandon-hansen-283559.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Toquerville",
          "state": "UT"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "ID",
          "NM",
          "NV",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 25,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/toquerville/brandon-hansen-817-chbh.html"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559"
    },
    {
      "rank": 10,
      "score": 41.8,
      "loan_officer": {
        "nmls_id": 522506,
        "slug": "scott-tureman-522506",
        "full_name": "Scott Tureman",
        "canonical_url": "https://lendb.ai/lo/scott-tureman-522506",
        "json_url": "https://lendb.ai/lo/scott-tureman-522506.json",
        "lender": {
          "nmls_id": 402761,
          "name": "U.S. Bank",
          "canonical_url": "https://lendb.ai/lender/us-bank-402761",
          "type": "bank"
        },
        "branch": {
          "city": "Idaho Falls",
          "state": "ID"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.usbank.com/id/idaho-falls/scott-tureman-522506"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/scott-tureman-522506"
    },
    {
      "rank": 11,
      "score": 41.8,
      "loan_officer": {
        "nmls_id": 1890673,
        "slug": "darren-milton-1890673",
        "full_name": "Darren Milton",
        "canonical_url": "https://lendb.ai/lo/darren-milton-1890673",
        "json_url": "https://lendb.ai/lo/darren-milton-1890673.json",
        "lender": {
          "nmls_id": 402761,
          "name": "U.S. Bank",
          "canonical_url": "https://lendb.ai/lender/us-bank-402761",
          "type": "bank"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.usbank.com/id/meridian/darren-milton-1890673"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Branch in Idaho; no license list on file yet, verify at NMLS Consumer Access",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/darren-milton-1890673"
    },
    {
      "rank": 12,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 90634,
        "slug": "dennis-hendricks-90634",
        "full_name": "Erin Hendricks",
        "canonical_url": "https://lendb.ai/lo/dennis-hendricks-90634",
        "json_url": "https://lendb.ai/lo/dennis-hendricks-90634.json",
        "lender": {
          "nmls_id": 190465,
          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
        },
        "branch": {
          "city": "Pleasant Grove",
          "state": "UT"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "GA",
          "ID",
          "IL",
          "KS",
          "ME",
          "MN",
          "MT",
          "NM",
          "NV",
          "OH",
          "OR",
          "PA",
          "TN",
          "TX",
          "UT",
          "VA",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 20,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/erin-hendricks/"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dennis-hendricks-90634"
    },
    {
      "rank": 13,
      "score": 40,
      "loan_officer": {
        "nmls_id": 1734508,
        "slug": "tracy-bolen-1734508",
        "full_name": "Tracy Bolen",
        "canonical_url": "https://lendb.ai/lo/tracy-bolen-1734508",
        "json_url": "https://lendb.ai/lo/tracy-bolen-1734508.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
        },
        "branch": {
          "city": "Roseville",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "HI",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NM",
          "NV",
          "OH",
          "OK",
          "OR",
          "PA",
          "PR",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://www.apmortgage.com/tracy-bolen"
      },
      "reasons": [
        "Lists New construction on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/tracy-bolen-1734508"
    }
  ]
}