---
canonical_url: https://lendb.ai/s/new-construction/maine
last_verified: 2026-10-09
---

# New construction loan officers in Maine

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Maine whose lender pages show New construction work. The top-ranked are Nicole Kwan (CrossCountry Mortgage, Lexington), Erin Hendricks (Intercap Lending, Pleasant Grove) and Tracy Bolen (American Pacific Mortgage, Roseville). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Nicole Kwan](https://lendb.ai/lo/nicole-kwan-477256)** (NMLS 477256), CrossCountry Mortgage, Lexington, MA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Colorado records)
4. **[Sandra Guide](https://lendb.ai/lo/sandra-guide-781301)** (NMLS 781301), Embrace Home Loans, Manchester, NH
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/maine.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._