{ "canonical_url": "https://lendb.ai/s/new-construction/massachusetts", "summary": "As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Massachusetts whose lender pages show New construction work. The top-ranked are Nicole Kwan (CrossCountry Mortgage, Lexington), Jay Cox (CrossCountry Mortgage, Pittsburgh) and Tracy Bolen (American Pacific Mortgage, Roseville). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "new-construction", "state": "MA", "total": 5, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 51, "loan_officer": { "nmls_id": 477256, "slug": "nicole-kwan-477256", "full_name": "Nicole Kwan", "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256", "json_url": "https://lendb.ai/lo/nicole-kwan-477256.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Lexington", "state": "MA" }, "licensed_states": [ "CA", "MA", "ME", "NH", "RI" ], "languages": [ "zh" ], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "foreign-national", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256" }, { "rank": 2, "score": 47.3, "loan_officer": { "nmls_id": 448416, "slug": "jeremiah-cox-448416", "full_name": "Jay Cox", "canonical_url": "https://lendb.ai/lo/jeremiah-cox-448416", "json_url": "https://lendb.ai/lo/jeremiah-cox-448416.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Pittsburgh", "state": "PA" }, "licensed_states": [ "FL", "CA", "DE", "MA", "MD", "OH", "PA", "WV" ], "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 3, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/pittsburgh-pa-2578/jeremiah-cox/" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "3 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/jeremiah-cox-448416" }, { "rank": 3, "score": 40, "loan_officer": { "nmls_id": 1734508, "slug": "tracy-bolen-1734508", "full_name": "Tracy Bolen", "canonical_url": "https://lendb.ai/lo/tracy-bolen-1734508", "json_url": "https://lendb.ai/lo/tracy-bolen-1734508.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850" }, "branch": { "city": "Roseville", "state": "CA" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/tracy-bolen" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/tracy-bolen-1734508" }, { "rank": 4, "score": 37.8, "loan_officer": { "nmls_id": 781301, "slug": "sandra-guide-781301", "full_name": "Sandra Guide", "canonical_url": "https://lendb.ai/lo/sandra-guide-781301", "json_url": "https://lendb.ai/lo/sandra-guide-781301.json", "lender": { "nmls_id": 2184, "name": "Embrace Home Loans", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184" }, "branch": { "city": "Manchester", "state": "NH" }, "licensed_states": [ "FL", "CT", "MA", "ME", "NH" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 0, "years_experience": null, "lender_profile_url": "https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "0 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/sandra-guide-781301" } ] }