---
canonical_url: https://lendb.ai/s/new-construction/montana
last_verified: 2026-10-10
---

# New construction loan officers in Montana

As of 2026-10-10, LenDb lists 5 loan officers licensed in or based in Montana whose lender pages show New construction work. The top-ranked are Jessica Uphoff (Homeowners Financial Group, Westminster), Joe Walker (CrossCountry Mortgage, Spokane Valley) and Erin Hendricks (Intercap Lending, Pleasant Grove). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jessica Uphoff](https://lendb.ai/lo/jessica-uphoff-174999)** (NMLS 174999), Homeowners Financial Group, Westminster, CO
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2008 (per Colorado records)
2. **[Joe Walker](https://lendb.ai/lo/joe-walker-299499)** (NMLS 299499), CrossCountry Mortgage, Spokane Valley, WA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 24 years of experience (lender page, 2026-10-09)
3. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Kimberly MacDonald](https://lendb.ai/lo/kimberly-macdonald-470804)** (NMLS 470804), U.S. Bank, Billings, MT
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Billings, MT
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
5. **[Leslie Bergen](https://lendb.ai/lo/leslie-bergen-383352)** (NMLS 383352), Lower, El Paso, TX
   - Lists New construction on lender page (lender page, verified 2026-10-10)
   - MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-10)

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/montana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._