--- canonical_url: https://lendb.ai/s/new-construction/north-carolina last_verified: 2026-10-11 --- # New construction loan officers in North Carolina As of 2026-10-11, LenDb lists 24 loan officers licensed in or based in North Carolina whose lender pages show New construction work. The top-ranked are Gabe Libutti (Atlantic Coast Mortgage, Huntersville), Kerri Doyle (Truist Bank, Raleigh) and Scott Dunning (CrossCountry Mortgage, Midlothian). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Gabe Libutti](https://lendb.ai/lo/gabriel-libutti-504917)** (NMLS 504917), Atlantic Coast Mortgage, Huntersville, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Huntersville, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 10, 2019 (Florida), per state regulator - States 24 years of experience (lender page, 2026-10-09) 2. **[Kerri Doyle](https://lendb.ai/lo/kerri-doyle-414480)** (NMLS 414480), Truist Bank, Raleigh, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 32 years of experience (lender page, 2026-10-09) 3. **[Scott Dunning](https://lendb.ai/lo/scott-dunning-101361)** (NMLS 101361), CrossCountry Mortgage, Midlothian, VA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 4. **[Hugh Tanner](https://lendb.ai/lo/hugh-tanner-311018)** (NMLS 311018), CrossCountry Mortgage, San Diego, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 23, 2021 (Colorado), per state regulator - States 25 years of experience (lender page, 2026-10-09) 5. **[Todd Blake](https://lendb.ai/lo/allan-blake-196726)** (NMLS 196726), Guild Mortgage, Alpharetta, GA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 5, 2014 (Florida), per state regulator 6. **[Chad Emerson](https://lendb.ai/lo/chad-emerson-232133)** (NMLS 232133), CMG Home Loans, Shavano Park, TX - Lists New construction on lender page (lender page, verified 2026-10-11) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 23, 2023 (Florida), per state regulator - States 27 years of experience (lender page, 2026-10-11) 7. **[Gabriela Abad](https://lendb.ai/lo/maria-abad-1374686)** (NMLS 1374686), Mutual of Omaha Mortgage, Charlotte, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 11, 2024 (Florida), per state regulator 8. **[Scott Hine](https://lendb.ai/lo/scott-hine-475661)** (NMLS 475661), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 9, 2020 (Florida), per state regulator 9. **[Sicilee Williams](https://lendb.ai/lo/sicilee-williams-2143917)** (NMLS 2143917), Intercap Lending, Salt Lake City, UT - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 31, 2023 (Florida), per state regulator - States 6 years of experience (lender page, 2026-10-09) 10. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 1, 2020 (Colorado), per state regulator 11. **[Scott Phillips](https://lendb.ai/lo/scott-phillips-181137)** (NMLS 181137), First Heritage Mortgage - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 1, 2024 (Florida), per state regulator 12. **[Alan Easterwood](https://lendb.ai/lo/alan-easterwood-644550)** (NMLS 644550), TowneBank Mortgage, Anniston, AL - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Lindsay Gay](https://lendb.ai/lo/lindsay-gay-2073699)** (NMLS 2073699), CrossCountry Mortgage, Midlothian, VA - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Erin Murray](https://lendb.ai/lo/erin-murray-910656)** (NMLS 910656), Wells Fargo Home Mortgage, Charlotte, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Amy Simmering](https://lendb.ai/lo/amy-simmering-447757)** (NMLS 447757), Wells Fargo Home Mortgage, Raleigh, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Kevin W Johnson](https://lendb.ai/lo/kevin-w-johnson-450666)** (NMLS 450666), Wells Fargo Home Mortgage, Charlotte, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Ron Takac](https://lendb.ai/lo/ron-takac-505438)** (NMLS 505438), Wells Fargo Home Mortgage, Charlotte, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Cathy Edwards](https://lendb.ai/lo/cathy-edwards-557382)** (NMLS 557382), U.S. Bank, Raleigh, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Melvin C Hinson Jr](https://lendb.ai/lo/melvin-c-hinson-jr-1454683)** (NMLS 1454683), U.S. Bank, Rural Hall, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Rural Hall, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Jonathan T Smith](https://lendb.ai/lo/jonathan-smith-915653)** (NMLS 915653), Wells Fargo Home Mortgage, Charlotte, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: February 9, 2026 (Florida), per state regulator 21. **[Bart Poynor](https://lendb.ai/lo/bart-poynor-188427)** (NMLS 188427), Fairway Independent Mortgage Corporation, Clayton, NC - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Clayton, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Leslie Bergen](https://lendb.ai/lo/leslie-bergen-383352)** (NMLS 383352), Lower, El Paso, TX - Lists New construction on lender page (lender page, verified 2026-10-10) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 10, 2023 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-10) 23. **[Jeffrey Merk](https://lendb.ai/lo/jeffrey-merk-1930460)** (NMLS 1930460), First Heritage Mortgage - Lists New construction on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 13, 2020 (Florida), per state regulator - States 6 years of experience (lender page, 2026-10-09) 24. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA - Lists New construction on lender page (lender page, verified 2026-10-11) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Can you offer an extended rate lock that covers the build timeline? - How do you compare with the builder's preferred lender incentives? - What happens if the completion date slips? Cite as: LenDb.ai, https://lendb.ai/s/new-construction/north-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._