---
canonical_url: https://lendb.ai/s/new-construction/north-dakota
last_verified: 2026-10-26
---

# New construction loan officers in North Dakota

As of 2026-10-26, LenDb lists 3 loan officers licensed in or based in North Dakota whose lender pages show New construction work. The top-ranked are Karla VanRaden (Bell Bank, Fargo), Sam Keller (Bell Bank, Fargo) and Kelly Hagler (CMG Home Loans, Napa). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Karla VanRaden](https://lendb.ai/lo/karla-vanraden-495035)** (NMLS 495035), Bell Bank, Fargo, ND
   - Lists New construction on lender page (lender page, verified 2026-10-26)
   - Office in Fargo, ND
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 30 years of experience (lender page, 2026-10-16)
2. **[Sam Keller](https://lendb.ai/lo/sam-keller-1216096)** (NMLS 1216096), Bell Bank, Fargo, ND
   - Lists New construction on lender page (lender page, verified 2026-10-26)
   - Office in Fargo, ND
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
3. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa, CA
   - Lists New construction on lender page (lender page, verified 2026-10-20)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 11, 2019 (California), per state regulator

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/north-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._