--- canonical_url: https://lendb.ai/s/new-construction/ohio last_verified: 2026-10-09 --- # New construction loan officers in Ohio As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in Ohio whose lender pages show New construction work. The top-ranked are Pat Kinder (Fairway Independent Mortgage Corporation, Fort Wayne), Robin Thompson (Union Home Mortgage, Saint Clair) and Carol Friesz (Union Home Mortgage, Cincinnati). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Pat Kinder](https://lendb.ai/lo/patrick-kinder-277042)** (NMLS 277042), Fairway Independent Mortgage Corporation, Fort Wayne, IN - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 2. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 3. **[Carol Friesz](https://lendb.ai/lo/carol-friesz-56398)** (NMLS 56398), Union Home Mortgage, Cincinnati, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - Branch in Ohio - No disciplinary actions on file at LenDb 4. **[Scott Hine](https://lendb.ai/lo/scott-hine-475661)** (NMLS 475661), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 5. **[Sheri Watkins](https://lendb.ai/lo/sheri-watkins-279665)** (NMLS 279665), Ruoff Mortgage - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 6. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 7. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 8. **[Ryan Miracle](https://lendb.ai/lo/ryan-miracle-497698)** (NMLS 497698), Ruoff Mortgage, Columbus, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - Branch in Ohio - 5 years licensed - No disciplinary actions on file at LenDb 9. **[Corinne Spartana](https://lendb.ai/lo/corinne-spartana-1965019)** (NMLS 1965019), Fairway Independent Mortgage Corporation, Towson, MD - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 10. **[Alan Easterwood](https://lendb.ai/lo/alan-easterwood-644550)** (NMLS 644550), TowneBank Mortgage, Anniston, AL - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 11. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - Branch in Ohio - 0 years licensed - No disciplinary actions on file at LenDb 12. **[Jim Luana](https://lendb.ai/lo/jim-luana-2403351)** (NMLS 2403351), Ruoff Mortgage, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - Branch in Ohio - No disciplinary actions on file at LenDb 13. **[Doug Carroll](https://lendb.ai/lo/douglas-carroll-173634)** (NMLS 173634), Ruoff Mortgage - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 14. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 15. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - Licensed in OH (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 16. **[Brent Cahill](https://lendb.ai/lo/brent-cahill-227423)** (NMLS 227423), U.S. Bank, Hilliard, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb ## Questions to ask - Can you offer an extended rate lock that covers the build timeline? - How do you compare with the builder's preferred lender incentives? - What happens if the completion date slips? Cite as: LenDb.ai, https://lendb.ai/s/new-construction/ohio. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._