---
canonical_url: https://lendb.ai/s/new-construction/pennsylvania
last_verified: 2026-10-09
---

# New construction loan officers in Pennsylvania

As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in Pennsylvania whose lender pages show New construction work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), Mark Minadeo (Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek) and James Ward (Fairway Independent Mortgage Corporation, Houston). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Pittsburgh, PA
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 119150), verified 2026-10-09
   - Licensed since 2010 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
3. **[James Ward](https://lendb.ai/lo/james-ward-168854)** (NMLS 168854), Fairway Independent Mortgage Corporation, Houston, TX
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-09)
4. **[Bryan McClaine](https://lendb.ai/lo/bryan-mcclaine-1737358)** (NMLS 1737358), Union Home Mortgage, Seven Fields, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Seven Fields, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 106978), verified 2026-10-09
   - States 5 years of experience (lender page, 2026-10-09)
5. **[Scott Hine](https://lendb.ai/lo/scott-hine-475661)** (NMLS 475661), Fairway Independent Mortgage Corporation, Fredericksburg, VA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 67794), verified 2026-10-09
   - Licensed since 2020 (per Florida records)
6. **[Melissa Martin](https://lendb.ai/lo/melissa-martin-2129713)** (NMLS 2129713), Guild Mortgage, Lancaster, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Lancaster, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 91884), verified 2026-10-09
7. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 115308), verified 2026-10-09
   - Licensed since 2020 (per Colorado records)
8. **[Corinne Spartana](https://lendb.ai/lo/corinne-spartana-1965019)** (NMLS 1965019), Fairway Independent Mortgage Corporation, Towson, MD
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 75510), verified 2026-10-09
   - Licensed since 2020 (per Florida records)
   - States 6 years of experience (lender page, 2026-10-09)
9. **[Theresa Miglino](https://lendb.ai/lo/theresa-miglino-453791)** (NMLS 453791), Embrace Home Loans, Wilmington, DE
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 51921), verified 2026-10-09
10. **[Rachel Holman](https://lendb.ai/lo/rachel-holman-1909065)** (NMLS 1909065), NFM Lending, Linthicum, MD
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
11. **[Melissa Maynard](https://lendb.ai/lo/melissa-maynard-2105169)** (NMLS 2105169), Embrace Home Loans, Columbia, MD
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 100630), verified 2026-10-09
   - Licensed since 2023 (per Florida records)
12. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
13. **[Aaron Heimowitz](https://lendb.ai/lo/aaron-heimowitz-404370)** (NMLS 404370), U.S. Bank, Newtown, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Newtown, PA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
14. **[Jason C Zitter](https://lendb.ai/lo/jason-c-zitter-408818)** (NMLS 408818), Wells Fargo Home Mortgage, Plymouth Meeting, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Plymouth Meeting, PA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
15. **[Diane Velletri](https://lendb.ai/lo/diane-velletri-615726)** (NMLS 615726), CrossCountry Mortgage, Lancaster, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - Office in Lancaster, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 115083), verified 2026-10-09
16. **[Jaison Koshy](https://lendb.ai/lo/jaison-koshy-1415046)** (NMLS 1415046), Loan Factory
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
17. **[Scott Phillips](https://lendb.ai/lo/scott-phillips-181137)** (NMLS 181137), First Heritage Mortgage
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
18. **[Alan Easterwood](https://lendb.ai/lo/alan-easterwood-644550)** (NMLS 644550), TowneBank Mortgage, Anniston, AL
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/pennsylvania.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._