--- canonical_url: https://lendb.ai/s/new-construction/washington last_verified: 2026-10-09 --- # New construction loan officers in Washington As of 2026-10-09, LenDb lists 29 loan officers licensed in or based in Washington whose lender pages show New construction work. The top-ranked are Kim Ray (Churchill Mortgage, Ocean Shores), Joe Walker (CrossCountry Mortgage, Spokane Valley) and Kerry Travers (Guild Mortgage, Bellevue). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kim Ray](https://lendb.ai/lo/kim-ray-1314698)** (NMLS 1314698), Churchill Mortgage, Ocean Shores, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Ocean Shores, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Joe Walker](https://lendb.ai/lo/joe-walker-299499)** (NMLS 299499), CrossCountry Mortgage, Spokane Valley, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Spokane Valley, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 3. **[Kerry Travers](https://lendb.ai/lo/kerry-travers-1920630)** (NMLS 1920630), Guild Mortgage, Bellevue, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Bellevue, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 4. **[Hugh Tanner](https://lendb.ai/lo/hugh-tanner-311018)** (NMLS 311018), CrossCountry Mortgage, San Diego, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Raena Pinchuk](https://lendb.ai/lo/raena-pinchuk-1488388)** (NMLS 1488388), CrossCountry Mortgage, Coeur d'Alene, ID - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 6. **[Samantha Lindley](https://lendb.ai/lo/samantha-lindley-1210610)** (NMLS 1210610), American Pacific Mortgage, Kennewick, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Kennewick, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 9 years of experience (lender page, 2026-10-09) 7. **[Joe Hattendorf](https://lendb.ai/lo/joe-hattendorf-517664)** (NMLS 517664), BECU, Everett, Lake Stevens, Monroe, Smokey Point, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Everett, Lake Stevens, Monroe, Smokey Point, WA - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 8. **[Angel Whitney](https://lendb.ai/lo/angel-whitney-411658)** (NMLS 411658), Wells Fargo Home Mortgage, Bellevue, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) 9. **[Steve Snodgrass](https://lendb.ai/lo/steven-snodgrass-420700)** (NMLS 420700), Wells Fargo Home Mortgage, Seattle, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2019 (per Florida records) 10. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Jessica Uphoff](https://lendb.ai/lo/jessica-uphoff-174999)** (NMLS 174999), Homeowners Financial Group, Westminster, CO - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 13. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 14. **[Ryan Sandell](https://lendb.ai/lo/ryan-sandell-221731)** (NMLS 221731), NFM Lending, Tempe, AZ - Lists New construction on lender page (lender page, verified 2026-10-09) - WA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 15. **[Aileen Miles](https://lendb.ai/lo/aileen-miles-1093730)** (NMLS 1093730), Wells Fargo Home Mortgage, Seattle, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Sung-Ho Cho](https://lendb.ai/lo/sung-ho-cho-570948)** (NMLS 570948), Wells Fargo Home Mortgage, Vancouver, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Vancouver, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Rob Johnston](https://lendb.ai/lo/rob-johnston-203632)** (NMLS 203632), U.S. Bank, Redmond, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Redmond, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Brent D. Miller](https://lendb.ai/lo/brent-d-miller-404017)** (NMLS 404017), Wells Fargo Home Mortgage, Bellevue, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Karen Bratten](https://lendb.ai/lo/karen-bratten-418587)** (NMLS 418587), Wells Fargo Home Mortgage, Bellevue, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Bellevue, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Christina Osmond-Bessey](https://lendb.ai/lo/christina-osmond-bessey-487392)** (NMLS 487392), U.S. Bank, Seattle, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Michelle Hargrave](https://lendb.ai/lo/michelle-hargrave-1001327)** (NMLS 1001327), U.S. Bank, Seattle, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Jennifer Houck](https://lendb.ai/lo/jennifer-houck-1017806)** (NMLS 1017806), U.S. Bank, Seattle, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Seattle, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Charlene Wenner](https://lendb.ai/lo/charlene-wenner-1042038)** (NMLS 1042038), U.S. Bank, Mercer Island, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Mercer Island, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Kevin Connor](https://lendb.ai/lo/kevin-connor-1556117)** (NMLS 1556117), U.S. Bank, Yakima, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Yakima, WA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Liston Pratt](https://lendb.ai/lo/liston-pratt-502348)** (NMLS 502348), BECU, Mill Creek, WA - Lists New construction on lender page (lender page, verified 2026-10-09) - Office in Mill Creek, WA - Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - Can you offer an extended rate lock that covers the build timeline? - How do you compare with the builder's preferred lender incentives? - What happens if the completion date slips? Cite as: LenDb.ai, https://lendb.ai/s/new-construction/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._