{ "canonical_url": "https://lendb.ai/s/new-construction/west-virginia", "summary": "As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in West Virginia whose lender pages show New construction work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), Scott Hine (Fairway Independent Mortgage Corporation, Fredericksburg) and Alan Easterwood (TowneBank Mortgage, Anniston). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "new-construction", "state": "WV", "total": 4, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 59.8, "loan_officer": { "nmls_id": 448416, "slug": "jeremiah-cox-448416", "full_name": "Jay Cox", "canonical_url": "https://lendb.ai/lo/jeremiah-cox-448416", "json_url": "https://lendb.ai/lo/jeremiah-cox-448416.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Pittsburgh", "state": "PA" }, "licensed_states": [ "FL", "CA", "DE", "MA", "MD", "OH", "PA", "WV" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 0, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/pittsburgh-pa-2578/jeremiah-cox/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2026 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jeremiah-cox-448416", "license_check": { "state": "WV", "confidence": "lender_reported", "eligible": true, "label": "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/pittsburgh-pa-2578/jeremiah-cox/" }, "match_status": "exact", "matched_specialties": [ "new-construction" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 52.8, "loan_officer": { "nmls_id": 475661, "slug": "scott-hine-475661", "full_name": "Scott Hine", "canonical_url": "https://lendb.ai/lo/scott-hine-475661", "json_url": "https://lendb.ai/lo/scott-hine-475661.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Fredericksburg", "state": "VA" }, "licensed_states": [ "FL", "DC", "IN", "KY", "MD", "MI", "MO", "NC", "OH", "PA", "SC", "TN", "VA", "WV" ], "licenses": [ { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "new-construction", "evidence": "lender_page_text" } ], "years_licensed": 6, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/scott-hine-475661", "disciplinary_check": "not_checked" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2020 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/scott-hine-475661", "license_check": { "state": "WV", "confidence": "lender_reported", "eligible": true, "label": "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/scott-hine-475661" }, "match_status": "exact", "matched_specialties": [ "new-construction" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 49.8, "loan_officer": { "nmls_id": 644550, "slug": "alan-easterwood-644550", "full_name": "Alan Easterwood", "canonical_url": "https://lendb.ai/lo/alan-easterwood-644550", "json_url": "https://lendb.ai/lo/alan-easterwood-644550.json", "lender": { "nmls_id": 512138, "name": "TowneBank Mortgage", "canonical_url": "https://lendb.ai/lender/townebank-mortgage-512138", "type": "bank" }, "branch": { "city": "Anniston", "state": "AL" }, "licensed_states": [ "AL", "CO", "DC", "DE", "FL", "GA", "KY", "LA", "MD", "MS", "NC", "OH", "PA", "SC", "TN", "TX", "VA", "WV" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "new-construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://townebankmortgage.com/officers/alan-easterwood/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/alan-easterwood-644550", "license_check": { "state": "WV", "confidence": "lender_reported", "eligible": true, "label": "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://townebankmortgage.com/officers/alan-easterwood/" }, "match_status": "exact", "matched_specialties": [ "new-construction" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 43.3, "loan_officer": { "nmls_id": 2105169, "slug": "melissa-maynard-2105169", "full_name": "Melissa Maynard", "canonical_url": "https://lendb.ai/lo/melissa-maynard-2105169", "json_url": "https://lendb.ai/lo/melissa-maynard-2105169.json", "lender": { "nmls_id": 2184, "name": "Embrace Home Loans", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184", "type": "imb" }, "branch": { "city": "Columbia", "state": "MD" }, "licensed_states": [ "PA", "MD", "VA", "WV" ], "licenses": [ { "state": "MD", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "new-construction", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard", "disciplinary_check": "not_checked" }, "reasons": [ "Lists New construction on lender page (lender page, verified 2026-10-09)", "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/melissa-maynard-2105169", "license_check": { "state": "WV", "confidence": "lender_reported", "eligible": true, "label": "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.embracehomeloans.com/location/maryland/columbia/melissa-maynard" }, "match_status": "exact", "matched_specialties": [ "new-construction" ], "unconfirmed_specialties": [] } ] }