---
canonical_url: https://lendb.ai/s/new-construction/west-virginia
last_verified: 2026-10-09
---

# New construction loan officers in West Virginia

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in West Virginia whose lender pages show New construction work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), Scott Hine (Fairway Independent Mortgage Corporation, Fredericksburg) and Alan Easterwood (TowneBank Mortgage, Anniston). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Scott Hine](https://lendb.ai/lo/scott-hine-475661)** (NMLS 475661), Fairway Independent Mortgage Corporation, Fredericksburg, VA
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
3. **[Alan Easterwood](https://lendb.ai/lo/alan-easterwood-644550)** (NMLS 644550), TowneBank Mortgage, Anniston, AL
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Melissa Maynard](https://lendb.ai/lo/melissa-maynard-2105169)** (NMLS 2105169), Embrace Home Loans, Columbia, MD
   - Lists New construction on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)

## Questions to ask

- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?

Cite as: LenDb.ai, https://lendb.ai/s/new-construction/west-virginia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._