---
canonical_url: https://lendb.ai/s/non-qm/connecticut
last_verified: 2026-10-09
---

# Non-QM loan officers in Connecticut

As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in Connecticut whose lender pages show Non-QM loan work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Joe Magallanes (CrossCountry Mortgage, Newport Beach) and Heath B LeFort (Fairway Independent Mortgage Corporation, East Greenwich). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Dan L'altrella](https://lendb.ai/lo/dan-l-altrella-133211)** (NMLS 133211), Guild Mortgage, Shelton, CT
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - Office in Shelton, CT
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Heath B LeFort](https://lendb.ai/lo/heath-b-lefort-21165)** (NMLS 21165), Fairway Independent Mortgage Corporation, East Greenwich, RI
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 27 years of experience (lender page, 2026-10-09)
4. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Colorado records)
5. **[Margie Wilderotter](https://lendb.ai/lo/margaret-wilderotter-177439)** (NMLS 177439), CrossCountry Mortgage, White Plains, NY
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 34 years of experience (lender page, 2026-10-09)
6. **[Scott Hazard](https://lendb.ai/lo/scott-hazard-30883)** (NMLS 30883), Embrace Home Loans, Jamestown, RI
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2011 (per Florida records)
7. **[Chris Winzig](https://lendb.ai/lo/christopher-winzig-113169)** (NMLS 113169), CrossCountry Mortgage, Fairfield, CT
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - Office in Fairfield, CT
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
8. **[Jake Healy](https://lendb.ai/lo/john-healy-1028904)** (NMLS 1028904), CrossCountry Mortgage, Delray Beach, FL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
9. **[Andrew Marquis](https://lendb.ai/lo/andrew-marquis-29861)** (NMLS 29861), CrossCountry Mortgage, Lexington, MA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 22 years of experience (lender page, 2026-10-09)
10. **[Tammy O'Scanlon](https://lendb.ai/lo/tammy-o-scanlon-453163)** (NMLS 453163), CrossCountry Mortgage, Union, NJ
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
11. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-09)
12. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2013 (per Colorado records)
   - States 35 years of experience (lender page, 2026-10-09)
13. **[Trish Nguyen](https://lendb.ai/lo/trish-nguyen-1430162)** (NMLS 1430162), CrossCountry Mortgage, Braintree, MA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
14. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2007 (per Colorado records)
15. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 18 years of experience (lender page, 2026-10-09)
16. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Florida records)
17. **[Jay Tolisano](https://lendb.ai/lo/jason-tolisano-109296)** (NMLS 109296), CrossCountry Mortgage, Fairfield, CT
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - Office in Fairfield, CT
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
18. **[Marie-Lynn Dunn](https://lendb.ai/lo/marie-lynn-dunn-1119271)** (NMLS 1119271), CrossCountry Mortgage, Austin, TX
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
19. **[Brandon Parenti](https://lendb.ai/lo/brandon-parenti-1187141)** (NMLS 1187141), CrossCountry Mortgage, Prospect, CT
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - Office in Prospect, CT
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
20. **[Ryan Brown](https://lendb.ai/lo/ryan-brown-334861)** (NMLS 334861), CrossCountry Mortgage, Palm Beach Gardens, FL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2011 (per Florida records)
21. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
22. **[Al Rapoport](https://lendb.ai/lo/albert-rapoport-60865)** (NMLS 60865), CrossCountry Mortgage, Union, NJ
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Florida records)
23. **[Jeff Zappone](https://lendb.ai/lo/jeff-zappone-136372)** (NMLS 136372), CrossCountry Mortgage, Fairfield, CT
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - Office in Fairfield, CT
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
24. **[Peter Costakos](https://lendb.ai/lo/peter-costakos-139540)** (NMLS 139540), CrossCountry Mortgage, Purchase, NY
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
25. **[Cameron Castronova](https://lendb.ai/lo/cameron-castronova-1605079)** (NMLS 1605079), CrossCountry Mortgage, Melville, NY
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
   - States 9 years of experience (lender page, 2026-10-09)

## Questions to ask

- Which non-QM investors do you work with?
- Why does my situation need non-QM rather than an agency loan?
- Is there a prepayment penalty, and can I refinance later?

Cite as: LenDb.ai, https://lendb.ai/s/non-qm/connecticut.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
