--- canonical_url: https://lendb.ai/s/non-qm/louisiana last_verified: 2026-10-09 --- # Non-QM loan officers in Louisiana As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in Louisiana whose lender pages show Non-QM loan work. The top-ranked are Nick Redhead (Embrace Home Loans, Pensacola), Karen Chiu (CrossCountry Mortgage, San Gabriel) and Ubaldo V Leon III (CrossCountry Mortgage, Lewisville). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Nick Redhead](https://lendb.ai/lo/nicholas-redhead-594824)** (NMLS 594824), Embrace Home Loans, Pensacola, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 20, 2021 (Florida), per state regulator - States 23 years of experience (lender page, 2026-10-09) 2. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 1, 2020 (Colorado), per state regulator 3. **[Ubaldo V Leon III](https://lendb.ai/lo/ubaldo-leon-304012)** (NMLS 304012), CrossCountry Mortgage, Lewisville, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 17, 2023 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-09) 4. **[Stacey Grimes](https://lendb.ai/lo/stacey-grimes-554943)** (NMLS 554943), CrossCountry Mortgage, Panama City, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 7, 2018 (Florida), per state regulator - States 34 years of experience (lender page, 2026-10-09) 5. **[Josh Patrick](https://lendb.ai/lo/josh-patrick-667835)** (NMLS 667835), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 16, 2021 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-09) 6. **[Terilyn Nicely](https://lendb.ai/lo/terilyn-nicely-973893)** (NMLS 973893), CrossCountry Mortgage, Kathleen, GA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 4, 2023 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-09) 7. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 4, 2023 (Florida), per state regulator - States 28 years of experience (lender page, 2026-10-09) 8. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 9, 2007 (Colorado), per state regulator 9. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 22, 2010 (Florida), per state regulator 10. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2018 (Florida), per state regulator - States 13 years of experience (lender page, 2026-10-09) 11. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 24, 2014 (Florida), per state regulator 12. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 9, 2026 (Florida), per state regulator 13. **[Steve Currington](https://lendb.ai/lo/stephen-currington-203687)** (NMLS 203687), CrossCountry Mortgage, Tulsa, OK - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 30, 2018 (Colorado), per state regulator 14. **[Andrew Russell](https://lendb.ai/lo/andrew-russell-217975)** (NMLS 217975), CrossCountry Mortgage, Hauppauge, NY - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 18, 2018 (Florida), per state regulator 15. **[Christopher Patille](https://lendb.ai/lo/christopher-patille-899769)** (NMLS 899769), CrossCountry Mortgage, Wilmington, DE - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 1, 2018 (Florida), per state regulator 16. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 25, 2016 (Colorado), per state regulator 17. **[Kathy Johnson](https://lendb.ai/lo/kathy-johnson-1402120)** (NMLS 1402120), CrossCountry Mortgage, Houston, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 23, 2018 (Florida), per state regulator 18. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 8, 2025 (Florida), per state regulator - States 5 years of experience (lender page, 2026-10-09) 19. **[Juliana Guidry](https://lendb.ai/lo/juliana-guidry-1517749)** (NMLS 1517749), CrossCountry Mortgage, Lafayette, LA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Lafayette, LA - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Rosa Briggs](https://lendb.ai/lo/rosa-briggs-117032)** (NMLS 117032), CrossCountry Mortgage, Snohomish, WA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 12, 2023 (Florida), per state regulator 21. **[Christopher Fouts](https://lendb.ai/lo/christopher-fouts-1919114)** (NMLS 1919114), CrossCountry Mortgage, San Antonio, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 15, 2023 (Florida), per state regulator 22. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 20, 2023 (Colorado), per state regulator 23. **[Shawna Talley](https://lendb.ai/lo/shawna-talley-1200909)** (NMLS 1200909), CrossCountry Mortgage, Lynnwood, WA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 25, 2025 (Florida), per state regulator 24. **[Greg Bleyl](https://lendb.ai/lo/gregory-bleyl-117969)** (NMLS 117969), CrossCountry Mortgage, Cleveland, OH - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 15, 2024 (Florida), per state regulator ## Questions to ask - Which non-QM investors do you work with? - Why does my situation need non-QM rather than an agency loan? - Is there a prepayment penalty, and can I refinance later? Cite as: LenDb.ai, https://lendb.ai/s/non-qm/louisiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._