--- canonical_url: https://lendb.ai/s/non-qm/massachusetts last_verified: 2026-10-09 --- # Non-QM loan officers in Massachusetts As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Massachusetts whose lender pages show Non-QM loan work. The top-ranked are Joe Magallanes (CrossCountry Mortgage, Newport Beach), Alina Burke (Success Mortgage Partners, Portland) and Eric Gasper (CrossCountry Mortgage, Mineola). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Alina Burke](https://lendb.ai/lo/alina-burke-509630)** (NMLS 509630), Success Mortgage Partners, Portland, ME - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 3. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) 4. **[Scott Hazard](https://lendb.ai/lo/scott-hazard-30883)** (NMLS 30883), Embrace Home Loans, Jamestown, RI - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 5. **[Andrew Marquis](https://lendb.ai/lo/andrew-marquis-29861)** (NMLS 29861), CrossCountry Mortgage, Lexington, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Lexington, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 6. **[Nick Zannelli](https://lendb.ai/lo/nick-zannelli-35693)** (NMLS 35693), CrossCountry Mortgage, Beverly, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Trish Nguyen](https://lendb.ai/lo/trish-nguyen-1430162)** (NMLS 1430162), CrossCountry Mortgage, Braintree, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Braintree, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 8. **[Jake Healy](https://lendb.ai/lo/john-healy-1028904)** (NMLS 1028904), CrossCountry Mortgage, Delray Beach, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 9. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 10. **[Chad Goetz](https://lendb.ai/lo/chad-goetz-5128)** (NMLS 5128), CrossCountry Mortgage, Salem, NH - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Ric Beaudoin](https://lendb.ai/lo/ric-beaudoin-37281)** (NMLS 37281), CrossCountry Mortgage, Salem, NH - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 38 years of experience (lender page, 2026-10-09) 12. **[Chris Winzig](https://lendb.ai/lo/christopher-winzig-113169)** (NMLS 113169), CrossCountry Mortgage, Fairfield, CT - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 13. **[Blayney White](https://lendb.ai/lo/blayney-white-239189)** (NMLS 239189), CrossCountry Mortgage, Petaluma, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 14. **[Steven Maizes](https://lendb.ai/lo/steven-maizes-250590)** (NMLS 250590), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 15. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 16. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 35 years of experience (lender page, 2026-10-09) 17. **[Erik Ferm](https://lendb.ai/lo/erik-ferm-1216345)** (NMLS 1216345), CrossCountry Mortgage, Norwell, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Norwell, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 18. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 19. **[John Amentola](https://lendb.ai/lo/john-amentola-14262)** (NMLS 14262), CrossCountry Mortgage, Beverly, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 20. **[Ryan Brown](https://lendb.ai/lo/ryan-brown-334861)** (NMLS 334861), CrossCountry Mortgage, Palm Beach Gardens, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 21. **[Richard Potter](https://lendb.ai/lo/richard-potter-989220)** (NMLS 989220), CrossCountry Mortgage, Beverly, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 22. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 23. **[Yasmine Turco](https://lendb.ai/lo/yasmine-turco-1938286)** (NMLS 1938286), CrossCountry Mortgage, Topsfield, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Topsfield, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 7 years of experience (lender page, 2026-10-09) 24. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 25. **[Chris Falbo, CRMP, CMA](https://lendb.ai/lo/christopher-falbo-2224020)** (NMLS 2224020), CrossCountry Mortgage, Beverly, MA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) ## Questions to ask - Which non-QM investors do you work with? - Why does my situation need non-QM rather than an agency loan? - Is there a prepayment penalty, and can I refinance later? Cite as: LenDb.ai, https://lendb.ai/s/non-qm/massachusetts. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._