--- canonical_url: https://lendb.ai/s/non-qm/missouri last_verified: 2026-10-09 --- # Non-QM loan officers in Missouri As of 2026-10-09, LenDb lists 37 loan officers licensed in or based in Missouri whose lender pages show Non-QM loan work. The top-ranked are Rick Lindsay (CrossCountry Mortgage, Dardenne Prairie), Nichole Crisanti (CrossCountry Mortgage, Loveland) and Karen Chiu (CrossCountry Mortgage, San Gabriel). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Rick Lindsay](https://lendb.ai/lo/richard-lindsay-1085250)** (NMLS 1085250), CrossCountry Mortgage, Dardenne Prairie, MO - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Dardenne Prairie, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Nichole Crisanti](https://lendb.ai/lo/nichole-crisanti-1503218)** (NMLS 1503218), CrossCountry Mortgage, Loveland, CO - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 3. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 4. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 5. **[Patrick Stoy](https://lendb.ai/lo/patrick-stoy-39527)** (NMLS 39527), CrossCountry Mortgage, Wilmington, NC - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Erika Slayton](https://lendb.ai/lo/erika-slayton-76823)** (NMLS 76823), CrossCountry Mortgage, San Antonio, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 31 years of experience (lender page, 2026-10-09) 7. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 22 years of experience (lender page, 2026-10-09) 8. **[Stacey Grimes](https://lendb.ai/lo/stacey-grimes-554943)** (NMLS 554943), CrossCountry Mortgage, Panama City, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 34 years of experience (lender page, 2026-10-09) 9. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 10. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 11. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 12. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 13. **[Ryan Ashford](https://lendb.ai/lo/ryan-ashford-1833458)** (NMLS 1833458), CrossCountry Mortgage, Winter Park, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 14. **[Brent Schreurs](https://lendb.ai/lo/brent-schreurs-212462)** (NMLS 212462), CrossCountry Mortgage, Tequesta, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 15. **[Gail Hillman](https://lendb.ai/lo/gail-hillman-312734)** (NMLS 312734), CrossCountry Mortgage, Bentonville, AR - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 16. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 17. **[Sam McMullen](https://lendb.ai/lo/samuel-mcmullen-1605300)** (NMLS 1605300), CrossCountry Mortgage, Brentwood, TN - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 18. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 19. **[Peter Costakos](https://lendb.ai/lo/peter-costakos-139540)** (NMLS 139540), CrossCountry Mortgage, Purchase, NY - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 20. **[Alexandra Rojas](https://lendb.ai/lo/alexandra-rojas-1532721)** (NMLS 1532721), CrossCountry Mortgage, Delray Beach, FL - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) 21. **[Tim Smith](https://lendb.ai/lo/tim-smith-104578)** (NMLS 104578), CrossCountry Mortgage, Memphis, TN - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 22. **[Kathy Johnson](https://lendb.ai/lo/kathy-johnson-1402120)** (NMLS 1402120), CrossCountry Mortgage, Houston, TX - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 23. **[Steve Currington](https://lendb.ai/lo/stephen-currington-203687)** (NMLS 203687), CrossCountry Mortgage, Tulsa, OK - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 24. **[Scott Ripple](https://lendb.ai/lo/scott-ripple-489075)** (NMLS 489075), CrossCountry Mortgage, Dardenne Prairie, MO - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - Office in Dardenne Prairie, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[David Gren](https://lendb.ai/lo/david-gren-1577825)** (NMLS 1577825), CrossCountry Mortgage, Charlotte, NC - Lists Non-QM loan on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) ## Questions to ask - Which non-QM investors do you work with? - Why does my situation need non-QM rather than an agency loan? - Is there a prepayment penalty, and can I refinance later? Cite as: LenDb.ai, https://lendb.ai/s/non-qm/missouri. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._