---
canonical_url: https://lendb.ai/s/non-qm/nebraska
last_verified: 2026-10-09
---

# Non-QM loan officers in Nebraska

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Nebraska whose lender pages show Non-QM loan work. The top-ranked are Bobby Luu (American Pacific Mortgage, Reston), Jason Smith (CrossCountry Mortgage, Scottsdale) and Sarena Talbert (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Jason Smith](https://lendb.ai/lo/jason-smith-210839)** (NMLS 210839), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 22 years of experience (lender page, 2026-10-09)
3. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-09)
4. **[Michael Mizrahi](https://lendb.ai/lo/michael-mizrahi-188831)** (NMLS 188831), CrossCountry Mortgage, Delray Beach, FL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Florida records)
5. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
6. **[Kathy Johnson](https://lendb.ai/lo/kathy-johnson-1402120)** (NMLS 1402120), CrossCountry Mortgage, Houston, TX
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
7. **[Rosa Briggs](https://lendb.ai/lo/rosa-briggs-117032)** (NMLS 117032), CrossCountry Mortgage, Snohomish, WA
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
8. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
9. **[Josh Osborne](https://lendb.ai/lo/joshua-osborne-473258)** (NMLS 473258), CrossCountry Mortgage, Sioux Falls, SD
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
10. **[Kevin Roller](https://lendb.ai/lo/kevin-roller-250375)** (NMLS 250375), LeaderOne Financial, Overland Park, KS
   - Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)

## Questions to ask

- Which non-QM investors do you work with?
- Why does my situation need non-QM rather than an agency loan?
- Is there a prepayment penalty, and can I refinance later?

Cite as: LenDb.ai, https://lendb.ai/s/non-qm/nebraska.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._