{
  "canonical_url": "https://lendb.ai/s/permanent-resident",
  "specialty": {
    "slug": "permanent-resident",
    "category": "borrower_situation",
    "label": "Permanent resident (green card)",
    "description": "Lawful permanent residents (green card holders) buying or refinancing a home. They qualify for the same agency, FHA and VA-eligible programs as citizens and are not foreign nationals.",
    "synonyms": [
      "permanent resident",
      "permanent residents",
      "lawful permanent resident",
      "green card",
      "green cards",
      "green card holder",
      "green card holders",
      "residente permanente",
      "residentes permanentes"
    ],
    "why_hard": "Some loan officers wrongly treat green card holders like foreign nationals; what matters is the residency documents, an unexpired card or a pending renewal, and US credit history.",
    "questions_to_ask": [
      "Do you treat permanent residents the same as citizens for conventional and FHA loans?",
      "What do you need if my green card is expiring or the renewal is pending?",
      "Can I qualify with a short US credit history?"
    ],
    "canonical_url": "https://lendb.ai/s/permanent-resident",
    "api_url": "https://lendb.ai/api/v1/specialties/permanent-resident"
  },
  "states": {}
}