---
canonical_url: https://lendb.ai/s/physician/alabama
last_verified: 2026-10-09
---

# Loan officers for physicians and medical professionals in Alabama

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Alabama whose lender pages show Physician and medical professional work. The top-ranked are Molly Barndt, MBA, CSCP (CrossCountry Mortgage, Chicago), Iris Legaspi (First Citizens Bank, San Diego) and Melissa Belcher (Truist Bank, Birmingham). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 5 years of experience (lender page, 2026-10-09)
2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Melissa Belcher](https://lendb.ai/lo/melissa-belcher-414618)** (NMLS 414618), Truist Bank, Birmingham, AL
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Office in Birmingham, AL
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
4. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?

Cite as: LenDb.ai, https://lendb.ai/s/physician/alabama.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._