---
canonical_url: https://lendb.ai/s/physician/arizona
last_verified: 2026-10-09
---

# Loan officers for physicians and medical professionals in Arizona

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Arizona whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), Molly Barndt, MBA, CSCP (CrossCountry Mortgage, Chicago) and Kristi Piatz (Guild Mortgage, Edina). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 17 years of experience (lender page, 2026-10-09)
2. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 5 years of experience (lender page, 2026-10-09)
3. **[Kristi Piatz](https://lendb.ai/lo/kristin-piatz-452537)** (NMLS 452537), Guild Mortgage, Edina, MN
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
4. **[Justin Hopkins](https://lendb.ai/lo/justin-hopkins-1990002)** (NMLS 1990002), Guild Mortgage, Windsor, CO
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Colorado records)
5. **[Ryan Lehrman](https://lendb.ai/lo/ryan-lehrman-235295)** (NMLS 235295), BMO Bank, Scottsdale, AZ
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Office in Scottsdale, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
6. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
7. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?

Cite as: LenDb.ai, https://lendb.ai/s/physician/arizona.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
