---
canonical_url: https://lendb.ai/s/physician/kentucky
last_verified: 2026-10-09
---

# Loan officers for physicians and medical professionals in Kentucky

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Kentucky whose lender pages show Physician and medical professional work. The top-ranked are Molly Barndt, MBA, CSCP (CrossCountry Mortgage, Chicago), Kylie Miller (CrossCountry Mortgage, Beavercreek) and Scott Johnson (Truist Bank, Louisville). Ranking is lender-neutral: specialty evidence first, then a license in KY, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 8, 2025 (Florida), per state regulator
   - States 5 years of experience (lender page, 2026-10-09)
2. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: December 16, 2025 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Scott Johnson](https://lendb.ai/lo/scott-johnson-453463)** (NMLS 453463), Truist Bank, Louisville, KY
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Office in Louisville, KY
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
4. **[Joe Hudgins](https://lendb.ai/lo/joe-hudgins-1777134)** (NMLS 1777134), Truist Bank, Lexington, KY
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Office in Lexington, KY
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS

## Questions to ask

- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?

Cite as: LenDb.ai, https://lendb.ai/s/physician/kentucky.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._