---
canonical_url: https://lendb.ai/s/physician/massachusetts
last_verified: 2026-10-09
---

# Loan officers for physicians and medical professionals in Massachusetts

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Massachusetts whose lender pages show Physician and medical professional work. The top-ranked are Nicole Kwan (CrossCountry Mortgage, Lexington), David Fay (CrossCountry Mortgage, Lexington) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Nicole Kwan](https://lendb.ai/lo/nicole-kwan-477256)** (NMLS 477256), CrossCountry Mortgage, Lexington, MA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 20 years experience (stated on lender page, 2026-10-09)
2. **[David Fay](https://lendb.ai/lo/david-fay-513224)** (NMLS 513224), CrossCountry Mortgage, Lexington, MA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 25 years experience (stated on lender page, 2026-10-09)
3. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 17 years experience (stated on lender page, 2026-10-09)
4. **[Diana Carvajal-Hirsch](https://lendb.ai/lo/diana-carvajal-hirsch-704461)** (NMLS 704461), First Citizens Bank, Cambridge, MA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 20 years experience (stated on lender page, 2026-10-09)
5. **[Molly Barndt, MBA, CSCP](https://lendb.ai/lo/molly-barndt-2236749)** (NMLS 2236749), CrossCountry Mortgage, Chicago, IL
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 1 years licensed
6. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
7. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)

## Questions to ask

- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?

Cite as: LenDb.ai, https://lendb.ai/s/physician/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._