---
canonical_url: https://lendb.ai/s/physician/new-jersey
last_verified: 2026-10-09
---

# Loan officers for physicians and medical professionals in New Jersey

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in New Jersey whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), David Fay (CrossCountry Mortgage, Lexington) and Cody Teal (First Citizens Bank, Wilmington). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 17 years of experience (lender page, 2026-10-09)
2. **[David Fay](https://lendb.ai/lo/david-fay-513224)** (NMLS 513224), CrossCountry Mortgage, Lexington, MA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-09)
3. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Debra Botulinski](https://lendb.ai/lo/debra-botulinski-460206)** (NMLS 460206), Truist Bank, Mount Laurel, NJ
   - Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
   - Office in Mount Laurel, NJ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS

## Questions to ask

- Do you have a physician loan program, and who qualifies?
- How do you treat my student loans in qualifying?
- Can I close on a signed employment contract before I start?

Cite as: LenDb.ai, https://lendb.ai/s/physician/new-jersey.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._