{ "canonical_url": "https://lendb.ai/s/physician/south-carolina", "summary": "As of 2026-10-09, LenDb lists 21 loan officers licensed in or based in South Carolina whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), Carolyn S MacIntosh (First Citizens Bank, Spartanburg) and Sylvia Hunt (First Citizens Bank, Greenville). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "physician", "state": "SC", "total": 21, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 49.8, "loan_officer": { "nmls_id": 690505, "slug": "iris-legaspi-690505", "full_name": "Iris Legaspi", "canonical_url": "https://lendb.ai/lo/iris-legaspi-690505", "json_url": "https://lendb.ai/lo/iris-legaspi-690505.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "San Diego", "state": "CA" }, "licensed_states": [ "AL", "AZ", "CA", "CO", "DC", "FL", "GA", "HI", "IA", "IL", "KS", "MA", "MD", "MI", "MN", "MO", "NC", "NE", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "SC", "TN", "TX", "UT", "VA", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/ca/san-diego/iris-legaspi", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/iris-legaspi-690505", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/ca/san-diego/iris-legaspi" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 30.8, "loan_officer": { "nmls_id": 328205, "slug": "carolyn-s-macintosh-328205", "full_name": "Carolyn S MacIntosh", "canonical_url": "https://lendb.ai/lo/carolyn-s-macintosh-328205", "json_url": "https://lendb.ai/lo/carolyn-s-macintosh-328205.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Spartanburg", "state": "SC" }, "licensed_states": [ "SC" ], "licenses": [ { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/spartanburg/carolyn-s-macintosh", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Spartanburg, SC", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/carolyn-s-macintosh-328205", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/sc/spartanburg/carolyn-s-macintosh" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 30.8, "loan_officer": { "nmls_id": 431244, "slug": "sylvia-hunt-431244", "full_name": "Sylvia Hunt", "canonical_url": "https://lendb.ai/lo/sylvia-hunt-431244", "json_url": "https://lendb.ai/lo/sylvia-hunt-431244.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Greenville", "state": "SC" }, "licensed_states": [ "SC" ], "licenses": [ { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 35, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/greenville/sylvia-hunt", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Greenville, SC", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 35 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/sylvia-hunt-431244", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/sc/greenville/sylvia-hunt" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 30.8, "loan_officer": { "nmls_id": 618631, "slug": "jack-fakoury-618631", "full_name": "Jack Fakoury", "canonical_url": "https://lendb.ai/lo/jack-fakoury-618631", "json_url": "https://lendb.ai/lo/jack-fakoury-618631.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Columbia", "state": "SC" }, "licensed_states": [ "SC" ], "licenses": [ { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 33, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Columbia, SC", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 33 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jack-fakoury-618631", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 29.8, "loan_officer": { "nmls_id": 225423, "slug": "ossie-rogers-225423", "full_name": "Ossie Rogers", "canonical_url": "https://lendb.ai/lo/ossie-rogers-225423", "json_url": "https://lendb.ai/lo/ossie-rogers-225423.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Columbia", "state": "SC" }, "licensed_states": [ "NC", "SC", "TN", "VA" ], "licenses": [ { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 18, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/columbia/ossie-rogers", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Columbia, SC", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/ossie-rogers-225423", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/sc/columbia/ossie-rogers" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 28.5, "loan_officer": { "nmls_id": 747748, "slug": "matt-holloway-747748", "full_name": "Matt Holloway", "canonical_url": "https://lendb.ai/lo/matt-holloway-747748", "json_url": "https://lendb.ai/lo/matt-holloway-747748.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Charleston", "state": "SC" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/charleston/matt-holloway", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Charleston, SC", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/matt-holloway-747748", "license_check": { "state": "SC", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 27.8, "loan_officer": { "nmls_id": 500343, "slug": "alex-macklin-500343", "full_name": "Alex Macklin", "canonical_url": "https://lendb.ai/lo/alex-macklin-500343", "json_url": "https://lendb.ai/lo/alex-macklin-500343.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Fuquay-Varina", "state": "NC" }, "licensed_states": [ "NC", "SC", "TN", "VA" ], "licenses": [ { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 30, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/nc/fuquay-varina/alex-macklin", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/alex-macklin-500343", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/nc/fuquay-varina/alex-macklin" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 20.8, "loan_officer": { "nmls_id": 414591, "slug": "maggi-m-bryant-414591", "full_name": "Maggi M. 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verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/maggi-m-bryant-414591", "license_check": { "state": "SC", "confidence": "lender_reported", "eligible": true, "label": "SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/sc/st.-george/maggi-m.-bryant" }, "match_status": "exact", "matched_specialties": [ "physician" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 20.8, "loan_officer": { "nmls_id": 453357, "slug": "jennifer-arnold-453357", "full_name": "Jennifer Arnold", "canonical_url": "https://lendb.ai/lo/jennifer-arnold-453357", "json_url": "https://lendb.ai/lo/jennifer-arnold-453357.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Columbia", "state": "SC" }, "licensed_states": [ "SC" ], "licenses": [ { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)", "Office in Columbia, SC", "SC listed on their lender page (not yet checked with the state regulator; 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