---
canonical_url: https://lendb.ai/s/recent-credit-event/california
last_verified: 2026-10-09
---

# Loan officers for borrowers with a recent credit event in California

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in California whose lender pages show Recent credit event work. The top-ranked are David Shearer (Loan Factory, Burbank), Lynn Marie Bruno (Guild Mortgage, Lake Oswego) and Bruce Preston (Guild Mortgage, Redding). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[David Shearer](https://lendb.ai/lo/david-shearer-2251435)** (NMLS 2251435), Loan Factory, Burbank, CA
   - Lists Recent credit event on lender page (lender page, verified 2026-10-09)
   - Office in Burbank, CA
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 40 years of experience (lender page, 2026-10-09)
2. **[Lynn Marie Bruno](https://lendb.ai/lo/lynn-marie-bruno-112674)** (NMLS 112674), Guild Mortgage, Lake Oswego, OR
   - Lists Recent credit event on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 28 years of experience (lender page, 2026-10-09)
3. **[Bruce Preston](https://lendb.ai/lo/bruce-edward-preston-1189155)** (NMLS 1189155), Guild Mortgage, Redding, CA
   - Lists Recent credit event on lender page (lender page, verified 2026-10-09)
   - Office in Redding, CA
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What waiting period applies to my event for each program?
- Do extenuating circumstances shorten the wait?
- What non-QM options exist if I cannot wait?

Cite as: LenDb.ai, https://lendb.ai/s/recent-credit-event/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._